These Behaviors Make You A Scam Target

(NAPSI)—If you spend a lot of time on social media sites or looking for great online deals, you may wear a

bullseye

when it comes to scammers hunting for prey, according to groundbreaking fraud research from the FINRA Investor Education Foundation, BBB Institute for Marketplace Trust and the Stanford Center on Longevity.

A recent study found nearly half of America is likely to interact with fraudsters-but you can protect yourself.

Researchers surveyed more than 1,400 Americans and Canadians who were targeted by scammers and reported the fraud to the Better Business Bureau (BBB), which tracks scams. Nearly half of those surveyed did not engage with the fraudster. However, 30 percent engaged to some degree but ultimately did not lose money, while 23 percent engaged with the fraudster or offer and lost money.

What separates victims from non-victims?

“The path to victimization begins with engagement,” said FINRA Foundation President Gerri Walsh. “Social media and website scams are flourishing. Every time you respond to a friend request from someone you don’t know or click through to an unfamiliar website, you run the risk of being exposed to a scam.”

Your chance of falling victim to a scam varies by type—for instance, online purchase scams, tech support ploys,

fake

check or sweepstakes frauds—and by the method in which you are exposed to the offer. For those exposed to a scam through social media or a website, the numbers are chilling. When exposed to a scam on social media, 91 percent engaged and 53 percent lost money. The odds of losing money to website scams were only slightly lower: 81 percent of consumers in the study who were exposed to a fraud via a website said they engaged—and 50 percent lost money.

Other factors heighten the likelihood of falling for a fraud. Consumers were more likely to be victimized if they were isolated and didn’t have anyone to discuss the offer with, according to the study. Consequently, those who engaged scammers and lost money were less likely to be married and more likely to be widowed or divorced. “Sadly, loneliness and fraud victimization seem to go hand in hand,” noted Walsh.

You’re also more likely to engage and lose money if you’re feeling financial strain, or have low levels of financial literacy, the study found.

Protect Yourself

Take these steps to protect yourself from fraud:

• Ask for input from others.

Scammers try to isolate their victims. Don’t be afraid to contact a friend, or a company or organization you trust for advice. It also helps to do additional research before sending any money. One easy action: Do an Internet search to see if the website or pitch has been flagged as fraudulent or potentially fraudulent by news organizations or members of the public.

• Focus on your financial health and literacy.

Individuals under financial strain and those with lower levels of financial literacy may be more susceptible to scammers.

• Knowledge is power.

Knowing about scams and scammer tactics can be your best defense in successfully reducing the effect of scams. Keep up with the latest frauds by subscribing to consumer newsletters and seeking out information on current scams.

One-third of consumers who were targeted by a scammer, but did not engage with the offer, already knew about the specific type of scam. In addition, consumers who understood the tactics and behaviors of scammers tended not to engage with fraudsters.

To learn more about how to protect your money, visit

www.FINRA.org/LearnMore

.

Marc Anthony Serenades Hard Rock Hotel & Casino Atlantic City

Atlantic City, N.J. (

January 27,

2019)

– Six-Time Latin Grammy Award and two-time Grammy Award winner, Marc Anthony serenaded a packed Hard Rock Live at Etess Arena on Saturday night, January 25 at Hard Rock Hotel & Casino Atlantic City.

Marc Anthony crooned through his hour and a half long 16-song set encompassing his entire career including his classic hits like “Flor Pálida,” “Palabras del Alma,” “Tu Amor Me Hace Bien” and “Vivir Mi Vida.”

Before his energetic set in front of a captivating audience, Marc Anthony presented Hard Rock Atlantic City President, Joe Lupo, with signed Fender® Telecaster as a donation to the constantly-growing Hard Rock Memorabilia collection.

Hard Rock Hotel & Casino Atlantic City

Set on 17 acres, with the legendary Atlantic City Boardwalk as its backdrop, Hard Rock Hotel & Casino Atlantic City has become Atlantic City’s go-to entertainment destination, boasting 2,200 slots, 120 table games, more than 20 first-class restaurants and lounges, and world-class entertainment,

including Hard Rock Live at Etess Arena, the beachside Sound Waves and Howie Mandel’s Comedy Club. The hotel and casino also features the iconic Hard Rock Cafe, overlooking the Atlantic City Boardwalk, showcasing a brand new elevated menu and state-of-the-art stage, allowing for an amplified level of service and entertainment. Along with an endless array of upscale amenities, including world-class shopping and the brand’s signature full-service Rock Spa and Salon, featuring 31 treatment rooms, the new, music-inspired property offers lavish guest rooms and suites, with stunning views of the city and Atlantic Ocean. From family vacations and business trips to weddings, Hard Rock Hotel & Casino Atlantic City offers an unparalleled experience. Each of the hotel’s guest rooms and suites radiates a contemporary style, including Hard Rock’s signature The Sound of Your Stay® music amenity program, which allows guests to set the mood with complimentary vinyl records or jam out on a Fender guitar in the privacy of their own room. Hotel guests can enjoy high speed, property-wide Wi-Fi, 24-Hour In-Room Dining, towel and chair service at Hard Rock Beach or at the indoor pool, and 24-Hour Access to Body Rock® Fitness Center. For more information and to book your stay, please visit

hardrockhotelatlanticcity.com

.

GUEST OPINION: Trump Rallies Against NJ’s Environment

NJ SIERRA CLUB

WILDWOOD, NJ: President Donald Trump is holding a rally today in Wildwood, New Jersey. Earlier this month, the Trump Administration gutted a major Obama-Era Water of the United States (WOTUS) rule protecting drinking water for 117 million people. Sierra Club and other groups are suing on close to 37 rules Trump is trying to weaken, from coal ash to offshore drilling.

“President Trump is coming here to Wildwood, where his policies are actually threatening Wildwood’s environment and economy. He wants to drill off the coast of Wildwood, threatening our coastal tourism and fisheries. He calls climate change a ‘hoax’, and is trying to get rid of programs that help protect us from climate impacts and sea level rise. He is trying to dismantle fifty years of environmental progress at the EPA. Trump has muzzled scientists and has tried to open up public lands and coasts for mining and drilling,” said Jeff Tittel, Director of the New Jersey Sierra Club. “People are lining up to support Trump while rallying against their own economy and environment. Wildwood’s fisheries and coastal economy are threatened by climate change as well as oil spills. Wildwood is already seeing fish living in storm drains some roads going under water with every full moon, and we’re losing coastal wetlands at an alarming rate.”

The Trump Administration is making our situation worse by attacking the environment and climate change protections on a national level. He has weakened 24 air pollution rule. He pulled the United States out of the Paris Agreement and disbanded the Advisory Committee for the Sustained National Climate Assessment.

“New Jersey is one of the most vulnerable states to sea level rise and climate impacts. DEP has projected sea level rise anywhere from 5.0 to 8.8 feet by 2100, which is alarming because Wildwood and our other barrier islands are only 3 feet above sea level. According to a recent Zillow report, New Jersey is top two in the nation for developments in flood prone areas. We are also the second fastest warming state in the nation. Wildwood and other areas in New Jersey want to move forward with renewable energy like offshore wind, but Trump believes that offshore wind causes cancer,” said Tittel. “The only science President Trump and his Administration believes in is science fiction. He has the fictional idea that climate change is not real, but this dangerous delusion puts our communities and families at risk.”

At the end of last year, the Federal Energy Regulatory Commission (FERC) intruduced a new Minimum Offer Price Rule (MOPR). The MOPR will put a surcharge on new renewable energy resources. Elevating the prices of renewable energy resources will prevent them from displacing more expensive dirty energy, like coal and new fracked gas resources. The new rule will cancel out state incentives for clean energy resources, and will raise costs for 65 million consumers as a start.

“Not only is Trump trying to drill off our costs, but the Fossil Fool in the White House is trying to subsidize dirty energy like natural gas and big oil at the expense of clean energy. He is trying to open up our public lands as well as our costs to drilling and mining. He is putting our national treasures at risk by lifting mining restrictions in areas like the Tongass National Forest and Bears Ears and is even pushing uranium mining in areas around the Grand Canyon. Trump’s greedy agenda has sided with corporate polluters with new FERC fossil fuel subsidies that will cost us billions of dollars, changes to NAFTA, and rollbacks to the Clean Power Plan and CAFE,” said Jeff Tittel. “He has pulled out of the Paris Accords and the Clean Power Plan because he is afraid he would have to regulate himself since he is a major source of hot air.”

EPA studies have shown that rolling back the Clean Power Plan would lead to over 1,400 premature deaths and 40,000 cases of asthma each year. The EPA also found that freezing CAFE standards would result in 41,000 deaths and 1.67 million cases of asthma over a decade.

“Some say that Trump’s tweets make them sick, but it is actually his environmental policies and his war on the environment. His own EPA has found that rolling back the Clean Power Plan and freezing CAFE standards will result in over 42,000 premature deaths over a decade. Trump has diminished lead reduction programs, refused to set standards for dozens of toxic chemicals like PFOAS in our drinking water, and failed to completely clean up Superfund sites and deal with the climate impacts to these sites. He won’t enforce the Lautenberg Act and is constantly siding with industry over public safety, playing Russian Roulette with our environment and our health,” said Jeff Tittel. “Trump’s EPA is becoming a polluters agency. They have rolled back 85 environmental regulations, like the Endangered Species Act, and they’re more interested in checking off cleanups on paper than making polluters pay.”

Trump has revoked Obama-era orders to make infrastructure and building standards incorporate sea level rise and flooding projections. He has eliminated the Clean Power Plan, revoked the California Clean Waiver Rule, and increased limits on methane leaks.

“We need to stand up to make sure his actions are not going unchecked. Sierra Club and others are suing on over 40 rules he is trying to weaken, from coal ash to offshore drilling. We are also fighting the administration for hiding scientific reports and holding private meetings with lobbyists, as well as challenging permits for projects like the Dakota Access Pipeline and LNG terminals. Trump is the worst president in history when it comes to the environment, and we must fight back. We have to stand up and continue to fight to protect our planet for our grandchildren and great grandchildren. Trump’s lawlessness and disregard for institutions is putting our environment and safety at risk,” said Jeff Tittel, Director of the New Jersey Sierra Club. “We must keep fighting to make sure our air is clean to breathe, our water is pure to drink, and our open spaces are protected. We must fight to Make America Green Again.”

Wildwood Boardwalk Taken Over by Trump Backers

By Max Pizarro | January 28, 2020, 12:51 pm | in

City Confidential

WILDWOOD – She never made it here from Philly.

If she did, she confessed, it was a long time ago, a vague memory, and now, as she came up against the boardwalk, her face very nearly registered bug-eyed disbelief at the sight of the sea.

There’s an

ocean

here.

She didn’t say it.

The body language in the knife-sawing cold off the beach told the story.

She was in Wildwood for one reason.

“Trump,” the non-swimming fiercely winterized Trumpite told InsiderNJ, as she folded into the maw of bulky red phalanxes in the vicinity of the convention center.

A helicopter circled.

A man, ramrod in blue with the sea behind him, stood at the entranceway to the Wildwoods with a sign urging all able-bodied Trump backers to register to serve in the military.

No one argued.

All up and down the boardwalk vendors behind tables laid out with wares urged the frigid Trump troops to further arm themselves for the developing circus.

continue to read

Cullen and Dykman and New Jersey American Water Announce Joint Diversity Fellowship

January 23, 2019 — Cullen and Dykman and New Jersey American Water are proud to announce a joint summer fellowship program that will provide a unique summer work experience for law students dedicated to promoting diversity and inclusion in the legal profession. Already recognized as one of the “Best Law Firms for Female Attorneys” by Law360, as well as a top ten “Ceiling Smasher,” Cullen and Dykman is committed to programs that foster a culture of respect, support, and professional advancement for all.

“Diversity is core value of our culture. It enriches our workplace and leads to better results for our clients,” said Dina Vespia, the Chair of Cullen and Dykman’s Diversity and Inclusion Committee. “This fellowship program furthers our commitment to recruit, retain, and advance talented attorneys who will contribute to the diversity of our firm and the legal profession. We are excited to launch this program with a company that shares the firm’s dedication to these efforts.”

“At New Jersey American Water, diversity and inclusion is not an HR initiative, but rather part of the fabric of our culture, and so we are very excited to help spearhead this important fellowship program,” said Debbie Albrecht, Vice President & General Counsel, New Jersey American Water. “We are committed to having employees who reflect our customer base – which includes women, military veterans, and people of all races and religious beliefs. Fellowship programs like this help create pathways to ensuring a pipeline of diverse and qualified candidates to make that happen.”

The fellowship is a paid position that spans two summers. During the first summer, the fellow will spend five weeks working in one of Cullen and Dykman’s New Jersey office locations, where the fellow will have the opportunity to experience the firm’s various practice areas while interacting with many different partners and associates. The fellow will then spend five weeks in the Legal Department of New Jersey American Water, where the fellow will gain the experience and perspective of an in-house attorney at the New Jersey utility affiliate of America’s leading investor-owned water and wastewater service provider. The fellow will have the opportunity to join Cullen and Dykman’s Summer Associate Program the following summer and will be considered for an offer of full-time employment at the firm following law school graduation.

Candidates for the summer of 2020 must be enrolled in good standing in a JD program at an ABA-accredited law school in the U.S. with an expected graduation date of Spring 2022. Applications will be accepted through March 1, 2020.

For more information, please visit: https://www.cullenllp.com/our-firm/diversity-and-inclusion/

About Cullen and Dykman LLP

Cullen and Dykman LLP (www.cullenllp.com) is full-service law firm that clients have trusted to deliver top-tier, cost-effective legal services since 1850. With over 180 attorneys in seven offices located throughout the Northeast and MidAtlantic regions, Cullen and Dykman is strategically positioned to meet the changing needs and demands of our clients.

About Cullen and Dykman’s Diversity and Inclusion Initiative

Cullen and Dykman’s commitment to diversity is a cornerstone of our practice. It shapes who we are and what we do because we truly believe that diversity within our walls makes us stronger lawyers and a better law firm. Through our commitment to diversity and inclusion, we strive to ensure that exceptionally talented individuals from all backgrounds have the opportunity to develop to their full potential and advance to leadership positions within the firm and the legal community.

About New Jersey American Water

New Jersey American Water, a subsidiary of American Water (NYSE: AWK), is the largest investor-owned water utility in the state, providing high-quality and reliable water and/or wastewater services to approximately 2.7 million people. For more information, visit www.newjerseyamwater.com and follow New Jersey American Water on Twitter and Facebook. With a history dating back to 1886, American Water is the largest and most geographically diverse U.S. publicly traded water and wastewater utility company. The company employs more than 7,100 dedicated professionals who provide regulated and market-based drinking water, wastewater and other related services to more than 14 million people in 46 states. American Water provides safe, clean, affordable and reliable water services to our customers to make sure we keep their lives flowing. For more information, visit amwater.com and follow American Water on Twitter, Facebook and LinkedIn.

Kathy A. Feller, of Haddon Township, formerly of Gloucester City

On January 25, 2020. Age 63. Of Haddon Township. Formerly of Gloucester City. Loving wife of the late Dale Feller. Survived by her sons, Walter A. Domanski and Vincent Kerlin; grandchildren, Vincent

Kerlin, Jr. and Samantha Kerlin; sisters, Doris Habina, Peggy O’Quinn and Carol Kephart (William), as well as numerous nieces, nephews and loving friends.

Kathy was born on November 29, 1956 to the late Charles and Agnes Kerlin (nee Graham). She attended Collingswood High School.

Relatives and friends are invited to her viewing on Thursday morning, January 30

th

from 10 AM to 12 Noon at the McCANN-HEALEY FUNERAL HOME, 851 Monmouth St., Gloucester City. Interment will be private.

Condolences and Memories may be shared at

www.mccannhealey.com

under the obituary of Kathy A. Feller. Funeral Arrangements and Inquiries through: McCANN–HEALEY FUNERAL HOME, Gloucester City Ph:856-456-1142

Bryan D. Sharp, Past Fire Police Chief, GHS Class of \’77 Alum

On January 24, 2020, Bryan passed way at home in Pine Hill surrounded by his family at the age of 60. Loving husband of 41 years to Tammy Reinhardt Sharp. Loving father of

Jason Sharp (Amanda), William Sharp and Jessie Sharp (Amanda). Cherished grandfather of Amber, Aleena, Bruce, Charlie, Jessie, Aidan and Melanie. Beloved brother of Linda Ryan (Tom) and brother-in-law of Robyn, Lisa and Susan. Also survived by many loving nieces and nephews.

Bryan was born on April 6, 1959 in Philadelphia, PA to the late William J. and Barbara Sharp (nee Heitz). He was a graduate of Gloucester City High School class of 1977. Bryan had lifetime, dedicated career in Emergency Services and was a former Fire Police Chief in Camden County.

A celebration of life for Bryan will be announced at a later date.

Condolences and Memories may be shared at

www.mccannhealey.com

under the obituary of Bryan D. Sharp. Funeral Arrangements and Inquiries through: McCANN–HEALEY FUNERAL HOME, Gloucester City Ph:856-456-1142

Robert A. Karpinski of Mantua, formerly of Gloucester City; Woodbury HS Teacher, GHS Alumus

On January 26, 2020. Age 64. Of Mantua Twp. Formerly of Gloucester City. Loving and devoted husband of 37 years to Susan A. Karpinski (née Ambarian). Beloved brother of Cheryl Karpinski and Marianne Karpinski and brother-in-law of David Ambarian. Loving

uncle of Mikayla Ambarian, Jack Ambarian, Joseph Ambarian, William Ambarian, Adriane Plews, Michael Mascino and Kara Schapperle. Also survived by his beloved dogs, Rhea, Ryder and Diva Eva.

Robert was born on April 20, 1955 in Camden, NJ to the late Henry J. and Marian Karpinski (née Wentzel). He was a graduate of Gloucester High School class of 1973. He received his Bachelors of Industrial Arts from Glassboro State. While teaching Industrial Arts at Woodbury High School, Bob received a Bachelors of Science in Structural Engineering from Drexel University followed by his Masters degree in Civil Engineering from Villanova University. Bob worked for the Department of the Navy (NAVFAC) from 1985-2000 and retired from General Services Administration in Philadelphia, PA in 2019 after 19 years. He was a do-it-yourself skilled craftsman, who enjoyed woodworking, photography and most of all had a love for his dogs.

Relatives and friends are invited to his viewing on Friday morning, January 31st from 9:30 to 11:30 AM at St. Mary’s Church, 426 Monmouth St., Gloucester City. Mass of Christian Burial 12 Noon in church. Interment New Saint Mary’s Cemetery, Bellmawr.

In lieu of flowers, memorial donations may be made to Char-Wills German Shepherd Rescue, P.O. Box 132, New Ringgold, PA 17960 or online at

www.charwillsrescue.com

. Please memo: Robert A. Karpinski.

Condolences and Memories may be shared at

www.mccannhealey.com

under the obituary of Robert A. Karpinski. Funeral Arrangements and Inquiries through: McCANN-HEALEY FUNERAL HOME, Gloucester City Ph:

856-456-1142

Susan P Burton, of Oaklyn, Accomplished Musician, Pianist

Home is where your treasure is. There, your heart will be also. Susan P. Burton (nee Watkins) was in fact a “homebody”. She was welcoming, compassionate and would talk with ya, but was opinionated. She stuck to her guns in a lovable demeanor and was an animal lover at heart. Sue was, truly, a

thunderstorm wrapped in beauty, looking to be felt and understood in a world that loves sunny days. On Sunday January 19th, 2020 Sue’s soul was painted like the wings of butterflies. Fairytales of yesterday grow but never die. So, carry on, carry on, as if nothing really matters.

Sue was born in Flushing, Queens, NY but was a lifelong Haddon Township/Oaklyn, NJ resident. Music speaks where words fail, so pray to music. Fill your heart with every note. ‘Cause God is in these clef and tone. She was an accomplished musician and pianist who held her faith dear. Sue was a longtime congregant of Grace Episcopal Church in Haddonfield. At home she loved to cook, cross stitch and passionately cheer on the “IGGLES”! We hoped you’d never leave old friend. Like all good things, on you we depend. To her loved ones, Sue will be fondly remembered as the best woman in the world.

Family is like music. Some high notes, some low notes but always a good song. We must remember the music of the past, so we can sing in the present and dance in the future.Sue is the mother of Bob Wells (Jackie Nagle) and Emily Wells. She is the proud grandmother of Ariana Nelson and daughter of Alton & the late Patricia Watkins. Sue is also survived and will be sadly missed by her first husband Rob Wells, her husband Joe Burton, her sister Ann Van Horn and her brother Bill (Lorie) Watkins.

Relatives, friends and neighbors are invited to join Sue’s family and share their heartfelt memories on Thursday morning January 30, 2020 between 10:00 and 11:00 am at Grace Episcopal Church 19 E. Kings Highway Haddonfield where a funeral ceremony will begin at 11:00 am. Pastor Jenny Ovenstone celebrating. Burial & graveside tribute will follow at Lakeview Memorial Park, Cinnaminson. As an expression of sympathy and in lieu of flowers, donations can be made to the Collingswood Veterinary Hospital & Urgent Care 40 White Horse Pike, Collingswood, NJ 08107

www.collingswoodvethospital.com

#crerancelebration #heartfelt

Pleasantville Woman Pleads Guilty to Fatal Stabbing

MAYS LANDING- A Pleasantville woman has pleaded guilty in connection to the fatal stabbing of an Atlantic City woman, Atlantic County Prosecutor Damon G. Tyner announced.

Rollie Ellis, 30, pleaded guilty this morning to first degree aggravated manslaughter

N.J.S.

2C:11-4(a)- 20 NERA (for the death of Jennifer Rodriguez) and second degree aggravated assault

N.J.S.

2C:12-1(b)(1) – 7 NERA (for stabbing Raphy Rodriguez), before Judge DeLury.

On April 11, 2018, at approximately 6:35 a.m., Raphy Rodriguez, 34, and his wife Jennifer Rodriguez, 34, were in their apartment located at 3 South Iowa Avenue, Atlantic City, also present in the apartment was Rollie Ellis, 28, when an altercation took place where Ellis stabbed both Raphy Rodriguez and Jennifer Rodriguez. Jennifer Rodriguez was able to escape the apartment and run to the Atlantic City Police Department, which is located across the street from the apartment complex.

Jennifer Rodriguez was found in the lobby of the Public Safety Building unresponsive and bleeding from the stab wound to the back of the head/neck.

Jennifer Rodriguez was transported to AtlantiCare City Campus where she was later pronounced deceased. Raphy Rodriguez was also able to escape the apartment and flag down a Atlantic City Police officer on Iowa Ave.  He was transported to the hospital with several serious stab wounds and he survived these injuries.

Ellis was arrested charged with first degree Murder, first degree Attempted Murder and third degree Possession of a Weapon for an Unlawful Purpose.

This was a joint investigation by the Atlantic County Prosecutor’s Office and the Atlantic City Police Department. Ellis is in custody at the Atlantic County Justice Facility where she is awaiting sentencing. Assistant Prosecutor Kathleen Robinson represents the state in the matter.

***************************

Anyone with information involving serious crimes is asked to call the Atlantic County Prosecutor’s Office at

609-909-7800

or go to the Prosecutor’s Office Web site at https://www.acpo.org/tips.html and provide information by filling out the form anonymously on the Submit a Tip page. People can also call Crime Stoppers at

609-652-1234

or

1-800-658-8477

(TIPS) or visit the Crime Stoppers Website at http://www.crimestoppersatlantic.com/. Crime Stoppers offers cash rewards for information leading to the arrest and indictment of those who commit crimes in Atlantic County.