THE DAILY SIGNAL
We now have the Medicaid and private-market health insurance enrollment data for the second
quarter of 2014 needed to complete the picture of how Obamacare’s rollout affected coverage.
What we’ve learned is that the Obamacare gains in coverage were largely a result of the Medicaid expansion and that most of the gain in private coverage through the government exchanges was offset by a decline in employer-based coverage. In other words, it is likely that most of the people who got coverage through the exchanges were already insured.
The second quarter data captures enrollments that occurred during the last two months of the open enrollment period, or which were otherwise delayed due to the numerous problems experienced by the exchanges, and so did not take effect until after the end of the first quarter.
Our analysis of the data is reported in more detail in our latest paper, but our key findings are that in the first half of 2014:
- Enrollment in individual-market plans (both on and off the exchanges) increased by 6,254,564 individuals.
- Enrollment in private employer-sponsored group plans declined by 3,788,978 individuals.
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