Secure Your Finances Before Obtaining a Car Loan

image courtesy of unsplash.com

(Gloucestercitynews.net)(February 15, 2020)–Getting a car loan requires you to be responsible. You need to pay the loan each month for three to five years. There\’s a chance that your car could get taken away from you if you fail to pay the required amount. Therefore, you must secure your finances first before you obtain any loan. If you are looking for first-class service and a quick response to your loan request look no further than

Omacl Loans.

Make sure you don’t have any existing major debt

You can’t get a major loan if there’s an existing loan that you still keep paying. Unless you have a huge monthly income, keeping up with two significant loans that require monthly payments would be tough. You can wait until you already finished one loan before getting another, or at least be close to completion.

Check your income source

You should only take on paying a monthly car loan if you have a stable income source. Otherwise, it will be a burden. You will keep worrying about where you’re going to get the amount to help you pay the loan for the following month. If you have a secure job, you can pursue this transaction. If you’re still on probation, or you only recently started your job, you need to think twice.

Understand the terms

Not all car loan companies are the same. Some of them offer reasonable terms. You need to understand what it entails for you to secure a car loan. If you can find

no deposit car finance

, it might be great news. You can drive your preferred car without the need to pay anything first. However, the monthly fees might be a lot higher than usual due to the lack of initial payment. If you already understand the terms, you will know if you chose the right car loan company.

Compare the cars

It also helps if you know the car models. You can check if an option is good enough considering its price, or if there are other better choices. Take your time to review the options using different standards. Once you find the car model that you want, it will be easier to proceed with any transaction.

A no-deposit deal could be the perfect choice

You might have second thoughts about the idea of obtaining a no-deposit car deal. You think that it’s too risky. The truth is that you can still get a great deal if you compare the terms first. The monthly fees might be affordable enough. Even the fees for delayed payments aren’t as terrible as you think. The reason why you have an unfair view is that you only heard what other people said about this loan. Upon further research, you will realize that it could be the perfect deal.

Once you conclude that you will pursue this deal, you need to start gathering the requirements. You also need to ask different car loan companies for quotes. Confirm the information found online and start submitting the documents for approval. Once you get approved, you need to be responsible for the monthly payments.

CELEBRATE WOMEN’S HISTORY MONTH ON THE KIMMEL CENTER CULTURAL CAMPUS

March 2020 programming includes a renowned Broadway revival,

celebrated artists from across comedy, jazz, chamber & orchestral music, and more

(Philadelphia, PA, February 13, 2020) ––The Kimmel Center Cultural Campus, along with Resident Company support from Philadelphia Chamber Music Society and The Philadelphia Orchestra, celebrates Women’s History Month in March 2020 with an array of programming honoring a breadth of female artistry and expression. Additionally, in conjunction with the 100th anniversary of the 19th Amendment, Philadelphia and Drexel University’s Vision, 2020’s “Women 100” National Women’s Equality Initiative will host a series of events, including the

Seat at the Table

FREE and interactive exhibition, opening in March and running through September in the Kimmel Center’s Commonwealth Plaza.

“Representation of women is one of our top priorities when presenting world-class art, as we continue to fulfill our mission to engage the Philadelphia region’s diverse communities with art through performance and education,” said Anne Ewers, President & CEO of the Kimmel Center for the Performing Arts. “Throughout Women’s History Month, and all season long, we partner with our Resident Companies to bring you stories about women and female artistic champions, from comedy to Broadway, jazz to dance, chamber music to the orchestra. It is imperative to us that our audiences, particularly our growing student attendees, see themselves reflected onstage. Furthermore, it is an honor to serve as this institution’s President & CEO, with more than half of its dedicated staff made up women, and 51% female at the executive level.”

Women’s History Month-specific programming on the Kimmel Center Cultural Campus includes

Hello, Dolly!

, called “The Best Show of the Year” by NPR and “Classic Broadway at its best” by

Entertainment Weekly

, running at the Academy of Music February 19 through March 1. Comedian

Paula Poundstone

, most recently known from NPR’s #1 show,

Wait, Wait…Don\’t Tell Me!

, returns to the Kimmel Center’s Merriam Theater on Saturday, March 7; Emmy and Tony Award-winning actress and singer

Kristin Chenoweth

returns to Verizon Hall on Friday, March 13; while the Kimmel Center Cultural Campus’ jazz series continues with Grammy Award-nominated

Jazzmeia Horn

in Perelman Theater on Saturday, March 14; and Emmy nominated comedian, actor, writer, director, and executive producer

Ilana Glazer

brings her

Horny 4 Tha Polls

to the Merriam Theater on March 21.

With the 100th anniversary of the 19th Amendment, Philadelphia and Drexel University’s Vision 2020’s “Women 100” National Women’s Equality Initiative will host a series of events, enlightening attendees to challenges; aiming to refocus attention for 50-50 leadership in business; and impacting the 2020 election by encouraging all women to vote. The Kimmel Center will host a

Seat at the Table

exhibition

On Thursday, March 12,

Ballet Folclórico Nacional de México de SILVIA LOZANO

plays the Merriam Theater, reflecting the work of Mexico’s leading researchers and practitioners of folklore, dance, music, and costumes. Silvia Lozano is a distinguished artist, internationally recognized as a leading promoter of authentic Mexican folklore. She has dedicated herself to sharing the beauty of music, dance, costumes, and Mexican traditions with people around the world.

Join the Kimmel Center for a presentation of Dr. Kara Cooney, professor of Egyptology, at the Merriam Theater for

National Geographic Live! When Women Ruled the World

on Wednesday, March 18. Learn about women often neglected in history books, whose undeniable power and influence allowed them to work both with and against the patriarchal society. Cleopatra used her sexuality – and her money – to build alliances with warlords of the Roman empire. Neferusobek was the first woman to definitively take the title of King. Neferiti is known more for her beauty than for bringing a fractured Egypt together. What can we learn from how these women ruled? Dr. Cooney shares some illuminating answers.

The Kimmel Center Cultural Campus is home to eight beloved Resident Companies – this Women’s History Month, the Philadelphia Chamber Music Society presents

Pamela Frank, Violin and Peter Serkin, Piano

on Tuesday, March 3. These beloved chamber musicians unite to perform an unforgettable evening of Bach. Grammy Award-winning soprano

Ana María Martínez

graces the Perelman Theater on Friday, March 13 for an all-Spanish recital of works by Rodrigo, Granados, Lecuona, de Falla, Moré, Capó, and selected zarzuela.

Takács Quartet

performs a renowned Beethoven performance on Sunday, March 15. Diving into the emotional depths of Beethoven’s music, the

Belcea Quartet

presents several of his famous string quartets on March 17 and 18. On Tuesday, March 31,

Jörg Widmann, clarinet; Tabea Zimmermann, viola; and Dénes Várjon, piano

perform a fantastical program featuring three of Europe’s most versatile and intriguing artists and Widmann’s contemporary take on classic fairy tales. In addition, The Philadelphia Orchestra joins the celebration with

Porgy and Bess

, conducted by Marin Alsop and starring soprano Angel Blue, March 5 – 7, and with Composer-in-Residence Gabriela Lena Frank for

BeethovenNOW: Symphonies 2 & 3

, March 19 – 22. As part of the latter program, the Orchestra premieres a new work by Jessica Hunt, a student of Frank’s Creative Academy. Both programs are part of the Orchestra’s

WomenNOW series

, embracing and exploring the range, creativity, and power of women in music on the podium, in composition, and on stage.

For additional information, visit

www.kimmelcenter.org

Indiana Legionnaires/Lawmakers Support Homeless Veterans

Cameran Richardson

FEB 11, 2020

American Legion Department of Indiana National Executive Committeeman Jerry Jordan helps during the homeless veterans donation drive at the Indiana Statehouse in Indianapolis on Monday, Feb. 10. Photo by Ben Mikesell/The American Legion

Data from the Department of Veterans Affairs shows that the homeless veterans population in the state of Indiana has increased by 6 percent in the last year. As a result, anywhere from 300 to 400 homeless or at-risk veterans visit the food pantry at the Hoosier Veterans Assistance Foundation (HVAF) in downtown Indianapolis every month.

Together, the American Legion Department of Indiana and state lawmakers are helping those veterans in need by creating 500 care packages filled with non-perishable food and toiletries.

“Who better to take care of homeless veterans than veterans who understand the struggle when you transition out of the military, essentially leaving behind your second family, and you have to recreate yourself and assimilate back into civilian society,” said Department of Indiana Adjutant John Crosby.

The Helping Our Hoosier Heroes Donation Drive brought Legion leadership and Legion Family members from across the state to the fourth floor of the Indiana Statehouse the morning of Feb. 10 to fill grocery bags with the 3,000 care items stacked on tables. HVAF will be one of four shelter destinations to receive the care packages for homeless veterans statewide.

“This is coming at a really great time for us because our donations are down for the pantry and demand is high,” said Ashlee Walls, vice president of Advancement at HVAF.

The opportunity for the Department of Indiana and state lawmakers to work together arrived when homeless veterans issues became the charitable cause for the House legislative year.

“We are just overwhelmed by the service of Hoosiers to our nation. So policymakers want to do everything that we can to help support those who served our nation and served our state as well,” said Speaker of the Indiana House of Representatives Brian Bosma. “We all understand the importance of encouraging that (military) service and supporting our veterans. So we were thrilled that The American Legion of Indiana stepped forward and said, ‘We’ll help you with this.’”

Donations for the care packages poured in from the Legion Family, lawmakers and community. “There’s been a lot of community effort come together for this,” Crosby said.

As House Democrats and Republicans came out of legislative session, Legionnaires walked around the tables with them to fill grocery bags, discuss homeless veterans issues and get their picture taken.

“They appreciate what we stand for, what we do, what we’ve done and they want to help us help others,” said Tommy Goul, a Desert Storm Air Force veteran and member of Post 437 in Selma, Ind. “Anytime we can give back to veterans is great. And anytime I get a chance to be a part of this, I’m all in for it.”

The homeless veterans initiative at the Statehouse also served as an opportunity for members to discuss American Legion initiatives, legislative priorities and membership. Indiana American Legion 10th District Commander Ron Patterson spoke with Rep. Steve Davisson’s about the need for more county service officers to help veterans with their benefits claims. Crosby said currently the Department of Indiana represents about 63,000 of the 85,000 service-connected disabled veterans with claims.

“These care packages will help (the homeless veterans) for a few days, but the bigger idea here is that we get them in touch with a service officer and show them that there is help out there to get off the street and get rehabilitated,” Crosby said.

During their conversation, Patterson learned that Davisson’s son, Jay, is a disabled veteran of the Iraq and Afghanistan war who currently is a full-time caregiver for his wife who has a terminal brain tumor. Patterson extended the invitation to invite Jay and his wife into the Legion Family by paying for his dues. “We will help take care of him,” Patterson said.

Davisson handed Patterson a business card to make the Legion Family connection happen.

“A lot of good things are going on here,” said Department of Indiana Commander Allen Connelly. “(The Helping Our Hoosier Heroes Donation Drive) really helps to shine a light on the veteran community and problems with homelessness.”

source

https://www.legion.org

2019 Internet Crime Report Released

Internet-enabled crimes and scams show no signs of letting up, according to data released by the FBI’s Internet Crime Complaint Center (IC3) in its

2019 Internet Crime Report

. The last calendar year saw both the highest number of complaints and the highest dollar losses reported since the center was established in May 2000.

IC3 received 467,361 complaints in 2019—an average of nearly 1,300 every day—and recorded more than $3.5 billion in losses to individual and business victims. The most frequently reported complaints were phishing and similar ploys, non-payment/non-delivery scams, and extortion. The most financially costly complaints involved

business email compromise

romance or confidence fraud

, and spoofing, or mimicking the account of a person or vendor known to the victim to gather personal or financial information.

Donna Gregory, the chief of IC3, said that in 2019 the center didn’t see an uptick in new types of fraud but rather saw criminals deploying new tactics and techniques to carry out existing scams.

“Criminals are getting so sophisticated,” Gregory said. “It is getting harder and harder for victims to spot the red flags and tell real from fake.”

While email is still a common entry point, frauds are also beginning on text messages—a crime called smishing—or even fake websites—a tactic called pharming.

“You may get a text message that appears to be your bank asking you to verify information on your account,” said Gregory. “Or you may even search a service online and inadvertently end up on a fraudulent site that gathers your bank or credit card information.”

Individuals need to be extremely skeptical and double check everything, Gregory emphasized. “In the same way your bank and online accounts have started to require two-factor authentication—apply that to your life,” she said. “Verify requests in person or by phone, double check web and email addresses, and don’t follow the links provided in any messages.”

“Criminals are getting so sophisticated. It is getting harder and harder for victims to spot the red flags and tell real from fake.”

Donna Gregory, chief, IC3

Shifts in Business Email Compromise

Business email compromise (BEC), or email account compromise, has been a major concern for years. In 2019, IC3 recorded 23,775 complaints about BEC, which resulted in more than $1.7 billion in losses.

These scams typically involve a criminal spoofing or mimicking a legitimate email address. For example, an individual will receive a message that appears to be from an executive within their company or a business with which an individual has a relationship. The email will request a payment, wire transfer, or gift card purchase that seems legitimate but actually funnels money directly to a criminal.

In the last year, IC3 reported seeing an increase in the number of BEC complaints related to the diversion of payroll funds. “In this type of scheme, a company’s human resources or payroll department receives an email appearing to be from an employee requesting to update their direct deposit information for the current pay period,” the report said. The change instead routes an employee’s paycheck to a criminal.

The Importance of Reporting

“Information reported to the IC3 plays a vital role in the FBI’s ability to understand our cyber adversaries and their motives, which, in turn, helps us to impose risks and consequences on those who break our laws and threaten our national security,” said Matt Gorham, assistant director of the FBI’s Cyber Division. “It is through these efforts we hope to build a safer and more secure cyber landscape.” Gorham encourages everyone to use IC3 and reach out to their local field office to report malicious activity.

Rapid reporting can help law enforcement stop fraudulent transactions before a victim loses the money for good. The FBI’s Recovery Asset Team was created to streamline communication with financial institutions and FBI field offices and is continuing to build on its success. The team successfully recovered more than $300 million for victims in 2019.

Besides stressing vigilance on the part of every connected citizen, the IC3’s Donna Gregory also stressed the importance of victims providing as much information as possible when they come to IC3. Victims should include every piece of information they have—any email addresses, account information they were given, phone numbers scammers called from, and other details. The more information IC3 can gather, the more it helps combat the criminals.

In 2019, the Recovery Asset Team was paired with the

Money Mule

Team under the IC3’s Recovery and Investigative Development Team. This effort brings together law enforcement and financial institutions to use the data provided in IC3 complaints to gain a better view of the networks and methods of cyber fraudsters and identify the perpetrators.

The new effort allowed IC3 to aggregate more than three years of reports to help build a case against an active group of criminals who were responsible for damaging crimes that ranged from cryptocurrency theft to online extortion. The ensuing investigation by the FBI’s San Francisco Field Office resulted in the arrest of three people.

Read the full

2019 Internet Crime Report

. To stay up to date on common online scams and frauds or report a crime, visit

ic3.gov

Select image to view full PDF report

Resources:

Full Report:

2019 Internet Crime Report

Press Release: FBI Releases the Internet Crime Complaint Center

2019 Internet Crime Report

EPA Says: No Need To ‘Warm Up’ Modern Vehicles In Cold Weather

CAR CARE COUNCIL BE CAR CARE AWARE

(NAPSI)—When the weather is cold, many motorists wonder if they need to let their vehicle “warm up” or idle before driving. In fact, today’s modern cars are ready to drive in cold temperatures without

You may have to bundle up before you drive in cold weather but your modern car is ready to go, with no need to idle a while

excessive idling.

The idea of idling before driving dates back to when cars were built with carburetors. With new fuel-injection technology, complex computer systems and thinner synthetic oils, drivers don’t need to warm up their cars before hitting the road.

According to the Environmental Protection Agency (EPA), “When a car idles for more than 30 seconds, it has several negative effects, such as increasing air pollution unnecessarily, wasting fuel and money and causing excessive wear or even damaging a car’s engine components, including cylinders, spark plugs and the exhaust system. Contrary to popular belief, idling isn’t an effective way to warm up most car engines.”

“Unless you are trying to defrost the windshield or warm the interior of your car, idling is not required for today’s vehicles,” said Rich White, executive director, Car Care Council. “In most cases, idling longer than 30 seconds is unnecessary, even on the coldest days. The best way to warm up your car’s engine is to drive gently at the start. Remember, a vehicle gets zero miles per gallon when idling and the result is lower fuel economy and wasted money.”

The Car Care Council has a free 80-page Car Care Guide for motorists that features several pages of fuel economy and environmental awareness tips. Available in English and Spanish, the popular guide uses easy-to-understand, everyday language rather than technical automotive jargon and fits easily in a glove box.

The non-profit Car Care Council is the source of information for the “Be Car Care Aware” consumer education campaign promoting the benefits of regular vehicle care, maintenance and repair to consumers.

To order a free copy of the popular Car Care Guide, visit the council’s consumer education website at

www.carcare.org

CNB SPORTS NEWS: Lexus, and the Metropolitan Golf Association, will Host Complimentary Golf Clinics

(NAPSI)—As golf remains a significant piece of business and social culture, it’s important for women to feel confident on the course. Knowing the basics of the game could encourage participation in key business decisions taking place on the course every day. Nearly 5 million women play golf these days and if you’re among them—or would like to be—here are a few facts and tips you should know.

Lydia Ko, the youngest player in golf history to be ranked No. 1 in the world.

Where To Turn

Lexus, in partnership with the Metropolitan Golf Association, will host another round of complimentary golf clinics this season to familiarize women in the tristate area with the game and spur their love for the sport.

• On May 8, 2019, 6:00 p.m. to 8:00 p.m. at Golf & Body NYC with a special guest speaker.

• On June 20, 2019, 6:00 p.m. to 8:00 p.m. at Bethpage State Park.

• In July 2019 in the Westchester, N.Y. and Conn. area (check the website

www.mgagolf.org/wgolf

for the latest details).

During each event, attendees are taught the basics of putting and chipping, then offered one-on-one counsel from golf pros.

For further inspiration, there are TED-style talks from female golfing legends. The evening also includes light refreshments, gift bags, and the opportunity to meet other professional women in a fun and casual setting.

What’s Being Done

This is just part of Lexus’s involvement with women’s golf. The company sponsors such legends as:

• Lydia Ko, the youngest player in golf history to be ranked No. 1 in the world.

• Annika Sörenstam, considered the greatest female golfer of her generation.

• Natalie Gulbis, one of the most popular players on the LPGA Tour.

The car company says that they, like it, carefully hone their craft every day, remain focused on their game and strive for perfection.

Useful Tips

To help your golf game:

1. Swing high. Swing the clubhead several inches off the ground so you’re more likely to swing around your body instead of up and down.

2. Aim to go through, not to, the ball.

3. Give yourself room. Set up with a wide stance, ball forward, weight on your right side and a tilt in your shoulders. Hold the driver far enough away from your body to allow for a big, powerful swing.

4. Follow through. When you finish your swing, 90 percent of your weight should be on the left side, with your hips and chest left of the target.

Learn More

For more information, visit

www.mgagolf.org/wgolf

and

www.lexus.com

Gang Arrested for Conspiracy to Sell Sanctioned Oil to China Refinery

PHILADELPHIA – United States Attorney William M. McSwain and Assistant Attorney General for National Security John C. Demers announced that the following defendants were arrested and charged by Complaint on charges of conspiracy and violating the International Emergency Economic Powers Act (“IEEPA”) based on their attempt to transact in sanctioned Iranian oil:

Nicholas Hovan, age 33, of New York, NY;

Zhenyu Wang, a/k/a “Bill Wang,” age 39, of Dallas, TX;

Robert Thwaites, age 30, of Dallas, TX;

Nicholas James Fuchs, age 26, of Dallas, TX; and

Daniel Ray Lane, age 38, of McKinney, TX.

The defendants are each charged with one count of conspiracy and one count of violating IEEPA, based on allegations that from July 2019 to February 2020 they conspired in Philadelphia and elsewhere to arrange for the purchase of oil from the Islamic Republic of Iran, in violation of United States economic sanctions imposed on Iran, for sale to a refinery in China.

The Complaint alleges that defendants Nicholas Hovan, James Fuchs, Robert Thwaites, and Daniel Ray Lane arranged to purchase the illegal oil and sell it to a refinery in China represented by defendant Zhenyu Wang, a/k/a “Bill Wang.”

According to the Complaint, defendant Lane offered to further the conspiracy by laundering money through his company, STACK Royalties. The charges further allege that the defendants agreed to use a Polish shell corporation as a straw seller of the illicit oil, and that they planned two shipments of oil per month going forward, all for an expected profit of roughly $28 million-per-month. In addition, the charges allege that defendants Fuchs and Wang agreed to apply for foreign passports in order to set up offshore accounts that would not be reported to U.S. authorities.

“The defendants in this case allegedly committed serious federal crimes that are in direct contradiction to the United States’ national security interests,” said U.S. Attorney McSwain. “By devising a scheme to purchase oil from Iran, conceal its origins via a refinery in China and make tremendous profits, the defendants were attempting to enrich both themselves and the nation of Iran — thus jeopardizing the safety and security of the United States and our allies. This type of subversion of U.S. policy and law will not be tolerated: these defendants will be prosecuted to the fullest extent of the law.”

“With the goal of illegally enriching themselves, the defendants conspired for over eight months to devise a scheme to violate U.S. sanctions imposed on Iran, particularly the ban on foreign oil sales,” said Assistant Attorney General for National Security John C. Demers. “The sale of oil is the lifeblood of the Iranian economy. At the same time the United States was increasing its sanctions in order to pressure Iran to stop its malign activities, these defendants put greed ahead of country. I commend the efforts of the agents and prosecutors who investigated and uncovered this brazen evasion of U.S. law.”

“These defendants allegedly conspired to circumvent economic sanctions enacted to protect the United States’ national security,” said Tara A. McMahon, Acting Special Agent in Charge of the FBI’s Philadelphia Division. “In their minds, sanctions weren’t so much an impediment as an opportunity. They thought they could make their millions and escape the United States Government’s notice. Well, as these charges show, they were wrong. The FBI takes sanctions violations extremely seriously and will bring all our investigative resources to bear, to end such harmful and illegal activity.”

If convicted, the defendants each face a maximum possible sentence of 25 years’ incarceration, as well as a maximum possible fine of $1.25 million. Four of the arrests occurred in Philadelphia and one occurred in Texas. The four defendants arrested in Philadelphia had initial appearances in federal court today.

The case was investigated by the Federal Bureau of Investigation and is being prosecuted by Assistant United States Attorney Michael Rinaldi and First Assistant United States Attorney Jennifer Arbittier Williams, in partnership with Trial Attorney David Recker of the Department of Justice’s National Security Division, Counterespionage Section.

An indictment, information, or criminal complaint is an accusation. A defendant is presumed innocent unless and until proven guilty.

Help Wanted: Seasonal Jobs at NJ State Parks, Forests and Historic Sites

TRENTON – The New Jersey State Park Service and the State Park Police are accepting applications for hundreds of peak-season jobs throughout state parks, forests and historic sites, the Department of Environmental Protection announced today.

Available positions include lifeguards, trail stewards, naturalists, historic educators, general maintenance, visitor service assistants, office workers and State Park Police visitor service assistants.

Applicants for all positions are encouraged to check with the park office of their choice by Monday, March 2 about specific positions, scheduling and other job-related inquiries. Applications should be submitted as soon as possible.

\”The New Jersey State Park Service and State Park Police rely on seasonal employees to ensure our visitors have an enjoyable visit to our state parks, forests, recreation areas and historic sites during our most busy time of year,\” said Division of Parks and Forestry Director Olivia Glenn. \”Besides having the opportunity to work outside during the summer months, these positions provide valuable experience for all age groups who are looking to further their careers.\”

Peak season is Memorial Day through Labor Day, although some parks fill positions April through October depending on operational need. The State Park Service and State Park Police will work with applicants, such as students and teachers, whose availability may be limited to weekends during certain periods of the year.

The type and number of positions vary by location, depending on the types of recreational opportunities each site offers. Applicants must be 16 years of age or older to apply. Salary rates start at $11 per hour for most positions.

Seasonal staff are required to work weekends and holidays because park facilities are open seven days a week. Most jobs are outdoors.

Lifeguard positions are anticipated at 13 swimming areas across the state. Lifeguard salaries begin at $12 per hour in most areas. Oceanfront guards at Island Beach State Park start at $13 per hour.

While candidates must pass running and swim tests prior to employment, prior experience is not necessary. The State Park Service will train lifeguards in cardiopulmonary resuscitation/Automated External Defibrillators, first aid and other medical matters. Each lifeguard will also receive a U.S. Lifesaving Association certification. State swimming areas open Saturday, May 23.

Trail Steward positions are available in D & R Canal State Park, Liberty State Park, Ringwood State Park, Wawayanda State Park and Worthington State Forest. Eligible applicants must be 18 years of age or older and able to hike strenuous distances daily. Applicants should be assertive and professional as they work with intense crowds and educate visitors on the Leave No Trace concept and park regulations. Trail stewards must be able to work 40 hours per week, on shifts from 10 a.m. to 6:30 p.m. or noon to 8:30 p.m. The starting salary is $14 per hour.

Office workers and visitor service assistants help register campers, answer phone calls, provide recordkeeping, handle sales transactions, and do other customer service duties as required. Naturalists and historic educators work with park naturalists and historians at interpretive centers to educate visitors. Typical activities include leading or assisting with programs, demonstrating or explaining a craft, and preparing materials. These positions may also be assigned specific projects by their supervisor. General maintenance helps to maintain grounds and buildings and remove litter. The starting salary for these positions is $11 per hour.

State Park Police visitor service assistants patrol assigned areas, direct both pedestrians and vehicular traffic, and report unlawful acts to appropriate State Park Police personnel. Other duties may be required as under State Park Police supervision. Applicants must be 18 years of age and able to work weekends and holidays. The number of positions vary park to park based on the type of recreation at each location. Salaries start at $11 per hour for most positions but can be increased based on experience.

The Division of Parks and Forestry oversees more than 50 state parks, forests, recreation areas, battlefields, historic sites and marinas that annually draw millions of visitors and are a key contributor to the state\’s tourism economy. The State Park Police protects the natural and historic resources of New Jersey\’s state parks, forests and historic sites, and the safety, security and well-being of all visitors.

To learn more about which locations are accepting applications or to apply for a specific position, visit

http://www.nj.gov/dep/workinparks

or your local park office. The lifeguard testing schedule is also posted at this link.

Jefferson Health Patient Engagement Scheduling Center Opens in Cherry Hill, NJ

Cherry Hill, NJ

, February 13, 2020 –

A ribbon-cutting ceremony was held this week for the new 35,000-square-foot Jefferson Health Patient Engagement Scheduling Center in Cherry Hill. This new call center is designed to increase efficiency and ensure a seamless patient experience. It combines several existing call centers in southern New Jersey and Philadelphia, and will handle everything from ‪1-800-JEFF NOW calls to appointments for Medical Imaging studies, and Jefferson Primary & Specialty Care practices. A second new Jefferson Health Patient Engagement Scheduling Center is slated to open this spring in Fort Washington, Pa.

Shown, from left, are

: John Ekarius, EVP and Chief of Staff, Jefferson Health; Joseph W. Devine, President, Jefferson Health (NJ) and Chief Experience Officer; Kasandrah Garnes, Vice President, Seamless Access; Stephanie Conners, Chief Operating Officer, Jefferson Health; Albert E. Smith, Jefferson Health New Jersey Board Trustee; Lisa Griffin, Senior Vice President, Seamless Access; Camden County Freeholder Jonathan L. Young, Sr.; Miosoti Guash-Astacio, Patient Access Representative; Edwin Boogaard, Senior Director, Seamless Access; and Stefani Stephens, Patient Access Representative.

Fairmount & Spring Garden Neighborhood Guide

Because of their proximity to the renowned arts and cultural institutions along the Benjamin Franklin Parkway, Philadelphia’s Fairmount, Spring Garden (and increasingly the nearby Francisville and Brewerytown neighborhoods) are often referred to as the “Art Museum area.” The personalities of these historic, laid-back, diverse communities are distinct in their own right.

Fairmount is residential, a sort of urban suburb, with many pubs and restaurants and a massive former prison-turned-museum,

Eastern State Penitentiary.

Between the Parkway and Fairmount, Spring Garden has beautiful Victorian architecture and a decidedly relaxed vibe. Bordering neighborhoods include

Logan Square

to the south, the Schuylkill River to the west and

North Broad

to the east.

The Main Attraction

Eastern State Penitentiary –

Once the most famous and expensive prison in the world, the massive, Eastern State Penitentiary operated from 1829 to Today, the historic site opens year-round for tours that explore its history, along with modern social justice issues that surround incarceration. During the Halloween season, the venue’s Terror Behind the Walls experience frightens even the most daring souls. 2027 Fairmount Avenue, (215) 236-3300,

easternstate.org

A Mano –

Under the direction of restaurateur Townsend Wentz, chef Michael Millon prepares seasonal, handcrafted (

a mano

means “by hand”) Italian dishes at a bring-your-own-bottle (BYOB) spot that earned three out of four bells from

The Philadelphia Inquirer

. Cash only. 2244 Fairmount Avenue, (215) 236-1114,

amanophl.com

Engimono

–

A new sushi BYOB from Kabuki Sushi owner Albert Zheng serves traditional and signature rolls named after Philly institutions like the 76ers and Drexel. 1811 Fairmount Avenue, (267) 273-0303,

engimonosushi.com

Fare –

Healthy, local (and when possible, organic) food comes in small plates, salads and main courses at brunch and dinner. In warmer months, patrons enjoy their food on the outdoor patio, which has a vertical herb garden. 2028 Fairmount Avenue, (215) 763-5500,

farerestaurant.com

Figs –

Still a relatively well-kept neighborhood secret, this cozy corner BYOB dishes out Mediterranean food in an authentic Moroccan setting. Cash only. 2501 Meredith Street,

(215) 978-8440,

figsrestaurant.com

The Greyhound Cafe –

Vegan food with mass appeal — Buffalo wings, burritos, pizza, Impossible sliders, cheesesteak chimichangas, stuffed shells, Italian bowls — makes the reverse commute from Malvern, home to Greyhound’s first location, just north of Fairmount in Francisville. 1839 Poplar Street, (215) 232-2234,

thegreyhoundcafe.com

Jack’s Firehouse –

Set in a 19th-century firehouse — the fireman’s pole is still standing — Jack’s has been serving American cuisine, along with impressive whiskey and scotch selections for nearly 30 years. The restaurant has a prime view of the imposing Eastern State Penitentiary across the street. 2130 Fairmount Avenue, (215) 232-9000,

jacksfirehouse.com

La Calaca Feliz

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This highly praised, brightly colored spot is known for modern Mexican cuisine and a few dozen tequilas. Not to be missed: the carnitas tacos. 2321 Fairmount Avenue, (215) 787-9930,

lecalacafeliz.com

Pizzeria Vetri

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Awarded three out of four bells by

The Philadelphia Inquirer

, this upscale pizzeria serves traditional, wood-fired Neapolitan-style pizzas, salads and more. Patrons can choose from a variety of beverages on tap, including four rotating beers and red and white wine. 1939 Callowhill Street, (215) 600-2629,

pizzeriavetri.com

Trio

BYOB –

A charming converted row home cranks out Pan Asian cuisine, especially traditional Thai dishes: fragrant, curry-like

khao soi

, made with cooked egg noodles and entrees featuring lemongrass meatballs. One block from the Philadelphia Museum of Art, it’s especially convenient for museumgoers. 2601 Pennsylvania Avenue, (215) 232-8746,

triabyob.com

Umai Umai –

This small Japanese BYOB serves some unusual maki: The Godzilla, for example, features shrimp tempura, eel, avocado, honey, macadamia bits and strawberry; the Spartan combines miso-marinated beef tenderloin, cucumber, mozzarella cheese, shrimp tempura and paprika aioli.  533 N. 22nd Street, (215) 988-0707,

umai-umai.com

Casual Neighborhood Eateries & Cafes

Buena Onda –

A member of chef Jose Garces’ family of restaurants, this Baja Peninsula-inspired, do-good eatery is known for mahi mahi tacos and tofu chorizo quesadillas served on house-made tortillas. Fifty cents from every guacamole or bottled water ordered goes to the Garces Foundation, a nonprofit that helps Philadelphia’s immigrant community access health and educational services. 1901C Callowhill Street, (215) 302-3530,

buenaondatacos.com

Dessertcrazy –

Philly’s first brick-and-mortar keto bakery offers wholesome treats that clock in at fewer than five net carbs per serving. Guests can opt to eat their cupcakes, brownies or cookies onsite with coffee or tea in hand, or have these goodies delivered. 1925 Fairmount Avenue, (267) 764-1411,

dessertcrazy.com

Doma

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This 35-seat Japanese BYOB with Korean influences serves lunch and dinner to in-the-know neighbors. Regulars swear the hot-stone bibimbap rivals anything found in Chinatown. 1822 Callowhill Street, (215) 564-1114,

domarestaurant.com

iPho

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Van Nguyen brings traditional Vietnamese noodle soups, vermicelli, broken rice, banh mi and bubble tea to a corner bistro. Diners have the option of eating in or taking out. 1921 Fairmount Avenue, (215) 763-7777,

iphophilly.com

Nine –

Thai street food is the motto and menu of this sleek BYOB, known for

khanom jeep

(pork dumplings), flavorful tom yum soup, cilantro-dressed noodles and mango sticky rice for dessert. 2829 W. Girard Avenue, (267) 703-6699,

ninephilly.com

Rybread –

Father and son team up to share their passion for food at this all-day cafe. The sandwich and panini menu is based on the son’s seven-week road trip across the country; salads, smoothies and ice cream are popular too. 1711 Fairmount Avenue, (215) 769-0603,

rybreadcafe.com

Sabrina’s Café & Spencer’s Too –

South Philadelphia’s 9th Street Italian Market brunchtime darling operates this outpost, where hungry diners fill up on oversized portions of comfort food during lunch, brunch and dinner. 1804 Callowhill Street, (215) 636-9061,

sabrinacafe.com

Stockyard Sandwich Co.

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This farm-to-table — and nose-to-tail — spot offers seasonal breakfast, lunch and dinner by chefs Mike Metzger and Will Lindsay, who previously worked together at University City’s White Dog Cafe. 1541 Spring Garden Street, (215) 977-9273,

stockyardphilly.com

Sweet Nectar Dessert Kitchen

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Baker Robin Broughton-Smith was Jay-Z’s accountant before she opened this spot, known for its cakes, cupcakes, cookies, baked doughnuts and muffins — all made with locally sourced produce and no artificial food dyes. The shop also offers BYOB cupcake-decorating classes. 547 N. 20th Street, (267) 318-7143,

sweetnectardk.com

Tela’s Market & Kitchen –

Beloved specialty corner store also serves three rustic gourmet meals a day. Early crowds rave about the egg sandwiches and piled-high bagels, while hearty brisket and butternut squash lasagna fill bellies through 8 p.m. on weeknights. 1833 Fairmount Avenue, (215) 235-0170,

telasmarket.com

Whole Foods Market –

More than just Amazon’s supermarket, this Whole Foods hosts Philly-based food stalls:

hummusiya

Dizengoff, falafel specialist Goldie and Federal Donuts. 2101 Pennsylvania Avenue, (215) 557-0015,

wholefoodsmarket.com

Zorba’s –

Loved for its traditional Greek cuisine — the chicken souvlaki and chargrilled whole fish stand out — and atmosphere, including three generations of Greek owners speaking in their native tongue, this spot is one of the neighborhood’s well-kept, most reasonably priced secrets. 2230 Fairmount Avenue, (215) 978-5990,

zorbastavern.com

Bars With Great Food

Bar Hygge

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Hygge (pronounced hoo-ga; Danish for “cozy camaraderie”) brings together the couples behind Conshohocken’s Baggataway Tavern and Mount Airy’s Earth – Bread + Brewery. The stylish and rustic neighborhood brewpub focuses on beers, wines and seasonal small and large plates. 1720 Fairmount Avenue, (215) 765-2274,

barhygge.com

The Black Taxi –

Smithwick’s and Harp are regularly on tap at this corner Irish bar showing English Premier League soccer and serving bangers and mash, rasher-topped burgers and shepherd’s pie along with typical American bar fare. 745-747 S. 25th Street, (215) 232-1086,

theblacktaxi.com

Crime & Punishment Brewing Co. –

Inspired by Russian literature, this brewery reps Brewerytown with painstakingly crafted IPAs, pilsners, stouts and lagers, and a deliciously refined menu of pickled beets, caramelized cauliflower, sour cherry dumplings and creative brunch options. 2711 W. Girard Avenue, (215) 235-2739,

crimeandpunishmentbrewingco.com

Era Bar and Restaurant –

Serving Ethiopian food for breakfast, lunch and dinner, this laid-back spot also offers beer, wine, drink specials and pool. 2743 Poplar Street, (215) 769-7008,

theerabar.com

The Fairview –

The Belgian Café got a complete makeover into an airy gastropub for local craft beers and chef Beth Fox’s American comfort fare, including vegan green chili cheeseburger empanadas. During the warm-weather months, outdoor seating makes for prime people-watching. 601 N. 21st Street, (215) 235-3500,

thebelgiancafe.com

McCrossen’s Tavern –

This neighborhood staple — and close neighbor of the Barnes Foundation — is known for stepped-up tavern favorites, a progressive beverage program and friendly, polished service. 529 N. 20th Street, (215) 854-0923,

mccrossens.com

Rybrew –

This Brewerytown pub, sibling operation to Rybread (see above) and just north of Fairmount, serves awesome sandwiches, along with craft beer (available in growlers to go too). 2816 W. Girard Avenue, (215) 763-1984,

rybrew.com

St. Stephen’s Green –

This multi-level Irish gastropub has plenty of beers and ciders in bottles and on draft, nightly dinner service and Irish brunch on Saturday and Sunday. 1701 Green Street, (267) 239-8968

Thirsty Dice –

Philly’s first board game cafe and bar charges a flat rate ($7) for unlimited play of more than 800 board games (Yahtzee, Life, chess, Apples to Apples, Cards Against Humanity, Codenames, Pandemic, Catan, etc.). Staff helps with choosing and instructions, and serves coffees, local beers, French bread pizzas, mac and cheese and spiked Cinnamon Toast Crunch milkshakes. 1642 Fairmount Avenue, (215) 765-2679,

thirstydice.com

VISIT PHILADELPHIA

is our name and our mission. As the region’s official tourism marketing agency, we build Greater Philadelphia’s image, drive visitation and boost the economy.

On Greater Philadelphia’s official visitor website and blog,

visitphilly.com

and

uwishunu.com

, visitors can explore things to do, upcoming events, themed itineraries and hotel packages. Compelling photography and videos, interactive maps and detailed visitor information make the sites effective trip-planning tools. Along with Visit Philly social media channels, the online platforms communicate directly with consumers. Travelers can also call and stop into the Independence Visitor Center for additional information and tickets.