\”If you think your landlord has to pay for the damage or the cost of replacing your items, think again,\” says Glenn Tippy, CPCU, CLU, president of PIANJ. \”Your landlord carries insurance that will cover their loss in a situation where the building is destroyed or damaged in some way. It doesn\’t cover yours.\”
Renters insurance covers your personal items in the event of damage from a variety of events. If your belongings encounter smoke, broken water lines, electrical surges, vehicle damage, vandalism, windstorms or an explosion, your professional, independent insurance agent will work with you to replace or repair the items. However, there are some restrictions on
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