Category: CONSUMER NEWS

Virtua Our Lady of Lourdes Named a 50 Top Cardiovascular Hospital

Virtua Our Lady of Lourdes Hospital

Named a 2020 50 Top Cardiovascular Hospital

Prestigious designation awarded by Watson Health national benchmark series

Camden City, NJ — Virtua Health is proud to announce the inclusion of Virtua Our Lady of Lourdes Hospital on Watson Health’s list of 2020 50 Top Cardiovascular Hospitals. The list is based on an annual study identifying hospitals that

demonstrate the highest performance in hospital cardiovascular services.

The 50 Top Cardiovascular Hospitals designation is part of Watson Health 100 Top Hospitals® program, which uses objective public data and proprietary analytics to evaluate hospital and health system performance. The ranking of cardiovascular programs is based on the measurement of hospital outcomes and the calculation of a composite score for certain cardiovascular admissions. The evaluation is respected for its independence and integrity in the industry.

According to Watson Health, “The 50 Top Cardiovascular Hospitals study identifies U.S. hospitals that have achieved the highest performance on a balanced scorecard of performance measures. This year, based on comparisons between the study winners and a peer group of similar hospitals that were not winners, we found that our study winners delivered better outcomes while operating more efficiently and at a lower cost.”

“It is extremely gratifying to be recognized as a top cardiovascular hospital—and the only one in New Jersey,” said Hans Bauer, MD, Chief, Division of Cardiology; Chairman, Department of Medicine at Virtua Our Lady of Lourdes Hospital. “The excellence of our cardiovascular program is a direct result of our team’s outstanding medical expertise and exceptionally caring nature. We want to assure our patients that we are continuing to work toward even greater improvements in cardiovascular medicine and that we are always committed to their health and well-being.”

Virtua Health President and CEO Dennis W. Pullin, FACHE, agrees, “Recognition like this reinforces the patient-centric and accountable care we strive for each day at Virtua Health. I applaud the cardiovascular group for its teamwork, continuous learning, and ongoing pursuit of excellence.”

Virtua Our Lady of Lourdes Hospital has often been recognized for its programs and services. Previously, the hospital was designated as a Truven Health 50 Top Cardiovascular Hospital (prior to Watson Health’s purchase of Truven). In November 2019, the hospital received the highest ranking, an A, in the Leapfrog Hospital Safety Grade report.

###

About Virtua Health:

Virtua Health is committed to helping the people of South Jersey be well, get well, and stay well by providing the complete spectrum of advanced, accessible, and trusted health care services. Virtua’s 14,000 colleagues provide tertiary care, including a renowned cardiology program, complemented by a community-based care portfolio. In addition to five hospitals, two satellite emergency departments, and more than 280 other locations, Virtua brings health services directly into communities through home health, rehabilitation, mobile screenings, and its paramedic program. Virtua has 2,850 affiliated doctors and other clinicians, and its specialties include orthopedics, advanced surgery, and maternity. Virtua is affiliated with Penn Medicine for cancer and neuroscience, and the Children\’s Hospital of Philadelphia for pediatrics. As a not-for-profit, Virtua is committed to the well-being of the community and provides innovative outreach programs that address social challenges affecting health, from addiction and other behavioral issues to lack of nutritious food and stable housing. A Magnet-recognized health system ranked by U.S. News and World Report, Virtua has received many

awards

for quality, safety, and its outstanding work environment. For more information, visit

ThisIsVirtua.org

. To help Virtua make a difference, visit

GiveToVirtua.org

.

Why Hiring a Personal Injury Lawyer is Better Than Representing Yourself

(Gloucestercitynews.net)(Dec. 8, 2019)–Over the years, an increasing number of claimants have been pursuing compensation for personal injury without the relevant legal representation. On paper, this process may often seem relatively simple – especially for ‘open and shut’ cases – but any personal injury claim can be a testing time for all parties involved, and representing yourself can be harder than you realize.

Hiring a Personal Injury Lawyer

Most personal injury lawyers are reluctant to take a case on unless they are sure that it has potential to win, so this itself can be a great pointer for you when it comes to determining whether or not pursuing your case is going to be worth the emotional dedication, stress and the cost. Once an attorney from a reputable firm – like this team of

Indianapolis personal injury lawyers

– has agreed to take on your case, one of the first things that they will do is provide you with a theoretical settlement figure. There are many ways to determine this, including expert opinions, legal guidelines, and simply understanding the market.

Keeping a Clear Head when an Offer is Made

If you have a relatively strong case in terms of compensation, it can be easy to rush when a settlement offer is made. Hiring a personal injury lawyer is usually helpful in this situation as they have the skills and expertise to put themselves in the shoes of those representing the defendant, who will have access to the same evidence as yourself and have likely come to the same conclusion. But even if it’s fairly obvious that liability has been proven, don’t underestimate the tendency of insurance adjusters to try and get away with

the lowest possible settlement offer

. Having a good personal injury lawyer by your side will help you get the maximum, rather than the minimum amount.

Be Ready for all the Negotiation

The good news is that the vast majority of personal injury claims are settled without ever reaching the courtroom, which can make getting the compensation that you’re entitled to that little bit easier. But, don’t underestimate the negotiation process that it takes to get here – a skilled personal injury lawyer can not only help you get the biggest settlement, but also expertly negotiate in order to avoid your case going to court unless absolutely necessary.

Where to Avoid an Early Settlement

That being said, there are some situations where an early settlement might not be the best course of action – waiting some time, and

being prepared to go to trial

is often the better option if you have not yet made a full recovery from your injuries; if your doctors have estimated that you’ll take at least six months to recover; if you have suffered multiple injuries that require you to see several specialists; if your treatment is still ongoing; or if you don’t have a definitive answer regarding your recovery time. Speak to your lawyer if you are in any of these situations, as they will be able to advise on the best action to take.

Representing yourself in a personal injury case might seem easy enough, but you’ll usually always get the best results working with an experienced lawyer.

image courtesy of unsplash.com

Are Cell Towers Dangerous to Humans and Pets?

Studies indicate that proximity to base stations correlates with headaches, dizziness, depression and other neurobehavioral symptoms, as well as increased cancer risk. Animal studies also

image of a cell tower

indicate that these effects may be cumulative.

Newswise — No one can over engineer like an engineer. So introducing a little more caution into an existing engineering process is nothing much to ruffle feathers. A new paper published in

Environmental Research

offers insight on how to include simple precautionary approaches to siting cell towers.

Joshua Pearce is the Richard Witte Endowed Professor of Materials Science and Engineering and a professor in the Department of Electrical and Computer Engineering. He runs the Michigan Tech Open Sustainability Technology (MOST) Lab, which works on solar photovoltaics, 3D printing, and open source science hardware.

And there are many cell towers — and more coming — since almost everyone has a cell phone and the towers are being used for more data intensive applications. In the U.S., the Pew Research Center reports 96% of Americans own a cell phone of some kind, and smart phone ownership today has risen to 81% from 35% in 2011. Industry data reported by GSMA Intelligence estimates more than five billion people worldwide use mobile devices. All these devices work using electromagnetic waves, which expose people to low levels of radio-frequency radiation (RFR).

“The research on the health impacts of RFR is still inconclusive. But some of the preliminary data gives us reason to be concerned,” said Joshua Pearce, a professor in electrical and materials engineering from Michigan Technological University who led the study, which reviews current data on RFR and engineering solutions for placing towers. “I’m pro-tech and I’m pro-human, so I think there are ways for us to have our cell phones and minimize potential risk without waiting to find out that putting a cell tower on top of a school was a bad idea.”

Pearce and his team’s solutions focus on getting companies to rethink where to place cell towers when they do a standard “search ring” map that prioritizes potential sites based on maximizing coverage for the least cost. Assessing tower placement is not a new idea; Canada and many European countries are looking into siting guidelines that help keep particularly vulnerable populations safe, like kids and those with illnesses.

The handful of human studies reviewed in Pearce’s paper indicate that proximity to base stations correlates with headaches, dizziness, depression and other neurobehavioral symptoms, as well as increased cancer risk. Animal studies also indicate that these effects may be cumulative.

Given the current research, cell towers would be cautiously placed 500 meters, or about a third of a mile, away from schools, hospitals and lots of sleeping people in dense neighborhoods or high rises.

The challenge in the U.S., unlike in India where such setback laws are already in place, is the laws that govern cell tower siting plans in Section 704 of The Telecommunications Act of 1996 specifically eliminate “environmental effects” from consideration.

“This is a peculiar law, but saying that something is legal doesn’t make it right or cost-effective in the long run,” Pearce said. “It’s in companies’ best interests to be thoughtful about where to place cell towers; they don’t want to move towers or be held responsible down the line. These effects are inadvertent — but there are options to do it differently that can reduce potential health impacts and thus a company’s future bottom line.”

In addition to revamping search ring mapping to include a 500-meter buffer, which doesn’t impact the cost of the siting process but reduces future liability, Pearce says there are other more innovative options, like cell splitting and small cell deployment, that could also decrease RFR exposure. At the end of the day, it comes down to thinking before building.

Hindus want Clifton Apparel Co. to Withdraw Lord Ganesh Underwear

Upset Hindus are urging Clifton (New Jersey) headquartered apparel label Customon for immediate withdrawal of a thong and panty carrying image of Hindu deity Ganesh; calling it highly inappropriate.

image provided with press release

Hindu statesman Rajan Zed, in a statement in Nevada today, said that Lord Ganesh was highly revered in Hinduism and was meant to be worshipped in temples or home shrines and not to adorn one’s crotch. Inappropriate usage of Hindu deities or concepts or symbols for commercial or other agenda was not okay as it hurt the devotees.

Zed, who is President of Universal Society of Hinduism, also urged “Customon” to offer a formal apology, besides withdrawing Lord Ganesh underwear.

Hinduism was the oldest and third largest religion of the world with about 1.1 billion adherents and a rich philosophical thought and it should not be taken frivolously. Symbols of any faith, larger or smaller, should not be mishandled, Rajan Zed noted.

Zed further said that such trivialization of Hindu deities was disturbing for the Hindus. Hindus were for free artistic expression and speech as much as anybody else if not more. But faith was something sacred and attempts at trivializing it hurt the followers, Zed added.

In Hinduism, Lord Ganesh is worshipped as god of wisdom and remover of obstacles and is invoked before the beginning of any major undertaking.

Both, Ganesh Thong and Ganesh Pantie for women, were priced at $18.64 each. Ganesh Thong’s “Product Info” stated that “you can be sexy with this well-formed under garments”. Customon, which claims to be “one of the leading custom t-shirt digital printing and embroidery services in the industry”, has another office in Eatontown (New Jersey).  Its products include t-shirts, tank tops, hoodies, sweatshirts, hats/caps, underwear, phone-cases, mugs, etc.

Wise Winter Weather Tips for Your Family

When Old Man Winter comes, calling, homeowners need to keep everyone in the family – including your pets—safe.  Follow these wise winter weather tips from the

Outdoor Power Equipment Institute (OPEI)

and

TurfMutt

.

Bring Pets Inside:

Dogs and cats should be kept inside during cold weather months. Wipe their paws and bellies after they’ve been outside, and check for ice accumulation between paw pads. If you’re using a de-icing agent, remove that salt and other agents, too.

Pick up Debris:

Before it snows, remove debris and household items from your family yard. Doormats, hoses, toys and sticks can hide under a layer of snow that could harm your snow thrower, family or pets.

Clear a Path:

Your snow thrower is a convenient way to clear your driveway and sidewalks. It also gives your pet a path to their bathroom area.

Trim Trees Carefully:

When using a chainsaw, stand with your weight on both feet, adjust your stance so you are angled away from the blade and hold the chainsaw with both hands.

Ventilate Portable Generators:

If a winter storm knocks out your power, a generator can be a life-saver, if used properly. Place the generator outside and away from windows, doors and vents that could allow carbon monoxide to come indoors.

Watch Where You Throw

: Keep kids and pets away from the equipment, and never put your hand in the chute or auger to clear a blockage. Turn the machine off and always use a clean-out tool.

Acenda receives $25,000 from Nancy Kowalik Real Estate Group

GLASSBORO, NJ (December 6, 2019)

–

Acenda

is the recipient of a $25,000 donation from the Nancy Kowalik Real Estate Group in Mullica Hill, NJ. This contribution will benefit the organization’s more than 100 health and social service programs that impact the lives of children, teens, adults, families, and the community at large. Funds were raised by taking a small portion of every real estate transaction Nancy Kowalik’s brokerage settled throughout 2019.

\”It is so rewarding to be able to make a difference in the lives of those that need us the most,” said Nancy Kowalik, who was named the 2019 Outstanding Philanthropist by the Association of Fundraising Professionals New Jersey, Southern Chapter and was nominated by

Acenda

for this honor.  “My team is honored to be a part of such a great organization driven by love and compassion for the community it serves.”

“Since the early 2000s, Nancy and her team have increasingly supported

Acenda’s

mission by volunteering at Community Care Day, collecting items for our Backpack Drive and

Spirit of the Holidays

initiatives

,

sponsoring the fall gala, and consistently building awareness of our programs and services.” said Mari Considine, Chief Development & Marketing Officer,

Acenda

. “

This gift

means so much to those we serve

throughout

New Jersey and truly

amplifies our impact i

n help

ing

individuals that need us most.”

About Acenda

Acenda is a nonprofit organization

dedicated to industry-leading prevention, treatment and wellness services compassionately delivered to ensure that every individual, family and community achieves their greatest potential. Acenda is at the forefront of community-based services,

providing over 100 health and social service programs at 56 locations throughout a 10-county region in New Jersey. For more information visit

acendahealth.org

.

STUDY: PA Spends More Per Prisoner Than Most States

By Todd DeFeo |

The Center Square

Pennsylvania spends $286 for every resident to incarcerate prisoners, 11th most among the 50 states, and the commonwealth imprisons 473 people for every 100,000 residents, 26th most, according to a new examination of incarceration nationwide.

CNBNews.net Graphic files

The

analysis from HowMuch.net

found Pennsylvania incarcerates fewer people than the nearby states of Ohio (567 per 100,000), West Virginia (492) and Virginia (560). However, it imprisons more than New York (314 per 100,000), New Jersey (278) and Maryland (407).

The site’s review also found the Keystone state spends less than New York ($335 per capita), Virginia ($310) and Maryland ($317). However, Pennsylvania’s spending outpaces Ohio ($181 per capita), New Jersey ($227) and West Virginia ($195).

The state’s Department of Corrections’ 2018-19 fiscal year budget was about $2.3 billion, according to its website. That is up slightly from the nearly $2.2 billion in 2013-14, and it is also lower than the $3.7 billion budget

HowMuch.net

used in its analysis.

In 2016, the state spent $42,700 per inmate for incarceration, which was more than the $35,300 per inmate the state spent in 2006, according to state numbers. While that was less than the national average of $45,400 per inmate, it was more than Ohio ($33,700) and West Virginia ($42,000) spend.

Pennsylvania’s prison population stands at approximately 47,300 inmates, which represents a decrease of more than 4,300 inmates over the past 6½ years, according to state numbers. The prison population peaked in June 2012, when the population reached 51,757.

Pennsylvania officials also point to declining crime rates for the reduction in the state’s prison population. The state’s crime rate dropped by 4.7 percent in 2017, the most recent numbers available, which was 1.4 percentage points more than the nationwide crime drop.

In generating its analysis,

HowMuch.net

incorporated data from the U.S. Census for 2017 and numbers from the U.S. Department of Justice. The study found that Southern states tend to have higher rates of incarceration, while those in the northeast tend to put fewer people in prison on a per capita basis.

Nationally, Louisiana incarcerates the most people per capita (942 per 100,000), followed by Oklahoma (931) and Mississippi (812). Alaska spends the most on prisons per capita ($436), followed by California ($370) and New Mexico ($346).

Meanwhile,

a recent poll

from Gallup revealed a majority of Americans (52 percent) say crime is an “extremely” or “very serious” problem. While that is up slightly from

48 percent a year earlier

, the rate is down from 2015-2017 when the numbers ranged between 59 percent and 60 percent, according to Gallup.

published here with permission

Delaware to extend popular Clean Transportation Incentive Program

Governor John Carney joins DNREC Secretary Shawn M. Garvin and EV car owner Dean Dey at Delaware Technical Community College in Dover today, at event highlighting the extension of the Clean Transportation Incentive Program through 2020, through which rebates help reduce cost of purchasing environmentally-friendly vehicles.

Rebates help reduce cost of purchasing environmentally-friendly vehicles

DOVER (Dec. 6, 2019) – In response to Delawareans’ growing demand for cleaner fuel and electric vehicles, DNREC’s Division of Climate, Coastal, & Energy announced today that Delaware’s Clean Transportation Incentive Program will continue to offer rebates to drivers and businesses statewide toward the purchase or lease of electric and alternative fuel vehicles and charging stations through Dec. 31, 2020.

“Reducing transportation-related emissions is key to reaching our greenhouse gas reduction goal,” said DNREC Secretary Shawn M. Garvin. “Electric vehicles are a smart choice for citizens and businesses alike, and the Clean Transportation Incentive Program is helping Delaware drivers change from fossil fuels to cleaner alternatives that reduce air pollution.”

Since 2015, the program has provided rebates totaling $4.6 million to more than 1,500 purchasers of electric vehicles, propane and natural gas-fueled vehicles, and electric vehicle charging stations.

Electric vehicle charging station rebates cover between 75 to 90 percent of the cost of a Level 2 charging station. These rebates apply to businesses, workplaces, and publicly-accessible charging locations and multi-family residences, including apartment complexes, townhomes and condominiums operated by a commercial entity, and government or nonprofit organizations. In 2020, the program will no longer offer rebates for single-family home charging stations.

Rebate amounts for electric and plug-in hybrid vehicles, updated for 2020, include $2,500 for battery-electric vehicles, and $1,000 for plug-in hybrid vehicles. Rebates for electric vehicles are available only to battery and plug-in hybrids with a purchase price of $60,000 or less.

The program also offers rebates for the purchase or lease of propane or natural gas vehicles. Rebates include $1,500 for dedicated propane or natural gas vehicles, $1,350 for bi-fuel propane or natural gas vehicles, and $20,000 for heavy duty dedicated natural gas trucks.

Funding for the Clean Transportation Incentive Program is made possible through Delaware’s participation in the Regional Greenhouse Gas Initiative (RGGI). The program was designed to help with the initial cost of transitioning to lower-carbon, lower-pollution vehicles, making it easier for Delaware drivers to choose vehicles that produce less or no tailpipe emissions, reducing both unhealthy pollution and the greenhouse gas emissions that contribute to climate change.

Delaware has committed to reducing greenhouse gas emissions 28 percent by 2025 from 2005’s baseline. Transportation is now the largest single source of emissions in Delaware, responsible for 35 percent of our carbon emissions in 2016, the latest year for which data is available.

For more information on Delaware’s Clean Transportation Incentive Program, contact Breanne Preisen, Clean Transportation Project Specialist, at 302-735-3366, or visit

de.gov/cleantransportation

.

Lower Township Rotary Christmas Parade December 14

On Saturday, December 14, 2019, the Lower Township Rotary will be hosting their 38th   Annual Christmas Parade along Bayshore Road.  The parade is scheduled to start at  6:00 p.m. from Breakwater Plaza, at Breakwater and Bayshore Roads.  From there, it will proceed southbound onto Bayshore Road, to Rosehill Parkway in North Cape May and end at approximately 9:00 p.m.

Motorists are advised to avoid this area for the duration of the parade, if they are not participating in it or traveling to the area to enjoy the festivities.  Motorists can expect delays and detours. Bayshore Road will be closed along the parade route from 5:30 p.m. until approximately 10:00 p.m. Breakwater Road, between Bayshore Road and Fishing Creek Road, will be closed to through traffic from 4:30 p.m. until approximately 8:00 p.m.

Pedestrians and motorists should use caution along the parade route.  Although the road may be closed, it does not mean there will not be authorized, and in some instances unauthorized vehicles traveling on the roadway.  Pedestrians should utilize sidewalks and if there is none, they should stand and remain several feet behind the white fog line that divides the travel portion of the roadway with the shoulder.  Please also utilize caution when crossing the road.  Parents should be mindful of their children and ensure they too stay out of the roadway.  Enjoy the parade and have a Merry Christmas!

Address/Location

Lower Township Police Department

405 Breakwater Rd

Cape May, NJ 08204

Contact

Emergency: 9-1-1

Non-emergencies: 609-886-1619

4-Year University Tuitions Jumped 34 Percent in PA and 35 Percent in NJ

The Center Square

Pennsylvania four-year public university tuition and fees went from $11,175 in 2004-05 to $14,937 in 2019-20, the 10th smallest increase among the 50 states and the District of

CNBNews image files

Columbia, the College Board said in

a new report.

That 15-year change represented a tuition and fee hike of 33.7 percent. Between the 2018-19 and the 2019-20 academic years, four-year tuition and fees in the state decreased 1 percent, according to the College Board numbers.

The analysis found that average tuition and fee amounts at four-year universities in five states dropped over the past five years when the costs are adjusted for inflation. And in nine states, those tuition costs rose by at least 15 percent over the same time period, the College Board reported.

The average out-of-state tuition and fee amounts in 10 states are more than three times that of the in-state tuition and fee numbers, according to the analysis.

—

Changes in Tuition and Fees at Public 4-Year Universities

State

2004-05

2018-19

2019-20

1-Year % Change

15-Year % Change

District of Columbia

$3,414

$8,401

$8,444

1%

147.33%

Hawaii

$4,587

$10,997

$10,978

0%

139.33%

Colorado

$5,057

$11,360

$11,380

0%

125.03%

Arizona

$5,524

$11,754

$11,921

1%

115.80%

Nevada

$3,893

$7,805

$7,953

2%

104.29%

Louisiana

$4,787

$9,678

$9,614

-1%

100.84%

Georgia

$4,621

$8,698

$8,719

0%

88.68%

Oklahoma

$4,789

$8,960

$8,919

0%

86.24%

Virginia

$7,558

$13,735

$13,627

-1%

80.30%

Kentucky

$6,063

$10,909

$10,902

0%

79.81%

Alabama

$6,109

$10,972

$10,918

0%

78.72%

Alaska

$4,653

$7,962

$8,233

3%

76.94%

Tennessee

$5,833

$10,158

$10,255

1%

75.81%

California

$5,683

$10,054

$9,966

-1%

75.37%

West Virginia

$4,919

$8,445

$8,487

0%

72.54%

Idaho

$4,865

$7,729

$7,999

3%

64.42%

Rhode Island

$8,037

$12,793

$13,060

2%

62.50%

Michigan

$8,526

$13,690

$13,771

1%

61.52%

Utah

$4,435

$7,114

$7,162

1%

61.49%

Illinois

$8,797

$14,254

$14,166

-1%

61.03%

Kansas

$5,746

$9,255

$9,196

-1%

60.04%

Connecticut

$8,583

$12,974

$13,664

5%

59.20%

Mississippi

$5,406

$8,568

$8,596

0%

59.01%

Oregon

$7,073

$10,800

$11,220

4%

58.63%

New Hampshire

$10,952

$16,859

$16,916

0%

54.46%

Florida

$4,137

$6,468

$6,352

-2%

53.54%

South Dakota

$5,890

$8,841

$8,977

2%

52.41%

Texas

$6,875

$10,347

$10,468

1%

52.26%

Washington

$6,657

$10,023

$10,077

1%

51.37%

North Carolina

$4,831

$7,359

$7,281

-1%

50.71%

North Dakota

$6,240

$8,826

$9,289

5%

48.86%

Delaware

$8,980

$12,957

$13,292

3%

48.02%

Vermont

$11,898

$17,306

$17,474

1%

46.87%

South Carolina

$8,956

$13,201

$13,057

-1%

45.79%

Arkansas

$6,206

$8,859

$9,033

2%

45.55%

Massachusetts

$9,529

$13,458

$13,641

1%

43.15%

New Mexico

$5,295

$7,256

$7,432

2%

40.36%

Maine

$7,587

$10,396

$10,478

1%

38.10%

Nebraska

$6,394

$8,682

$8,745

1%

36.77%

Minnesota

$8,755

$11,740

$11,834

1%

35.17%

New Jersey

$10,809

$14,441

$14,536

1%

34.48%

Pennsylvania

$11,175

$15,082

$14,937

-1%

33.66%

Wisconsin

$7,069

$9,178

$9,104

-1%

28.79%

Iowa

$7,325

$9,245

$9,364

1%

27.84%

Wyoming

$4,393

$5,498

$5,581

2%

27.04%

New York

$6,703

$8,307

$8,434

2%

25.82%

Indiana

$7,921

$9,659

$9,675

0%

22.14%

Montana

$6,053

$7,230

$7,204

0%

19.02%

Missouri

$8,039

$8,806

$9,022

2%

12.23%

Maryland

$9,171

$10,087

$10,115

0%

10.29%

Ohio

$11,157

$11,001

$11,330

3%

1.55%

Source: College Board