Tips On Saving Time/Money This Tax Season

(NAPSI)—Tax season is upon us, and you should have received all the documents needed to file your taxes and (hopefully) get a refund. To help reduce the stress that comes with filing taxes, Glinda

F

inancial expert

Glinda Bridgforth

Bridgforth, a leading financial expert who explores the emotional and cultural factors that block financial success, identifies a few ways to save time and money this tax season:

1.    Get organized.

Whether you visit a tax professional or do it yourself, gather all documents ahead of time, such as your employer W-2s and any 1099 forms you may receive for interest income, retirement plans, or gig work such as driving for Uber. Don’t forget to check your online accounts where you might need to download tax documents.

“Avoid the panic and stress that comes from disorganization,” says Bridgforth. “Also, look at last year’s return, which can serve as a good guide.”

2.    Start (and finish) early.

Don’t wait until April. Starting the process early will let you get organized, and have more time if you need it. Filing early will not only help you get your refund faster, it may also help you avoid tax-related identity theft since you will already have filed using your own Social Security number before someone else tries to. Speaking of identity theft…

3.    Watch out for scams.

Where there’s money there’s a con, and criminals have become very good at exploiting tax season. Be wary of threatening phone calls from “IRS agents” and phishing e-mails “from the IRS” seeking your personal information. Also, while all tax preparers and DIY websites aim to minimize taxes and maximize refunds, beware of promises for more than your fair share. Unscrupulous “tax preparers” entice unsuspecting taxpayers with hopes of a high refund, only for them to lose it all. The IRS just launched “Identity Theft Central” (IRS.gov/identitytheft) to help taxpayers report identity theft and learn how to protect themselves against crimes.

4.    Get all your tax breaks.

Did you get married? Have children? Change jobs? Take all the deductions you deserve.

“Even if nothing has changed in your life, you may have missed credits in the past that you’re entitled to,” notes Bridgforth. “For example, according to the IRS, one in every five eligible workers fails to claim the Earned Income Tax Credit (EITC).”

If you find out you qualify for the EITC this year and didn’t claim it in the past, you can even file amended returns for 2016, 2017, or 2018. The IRS provides a wealth of this type of information online at IRS.gov/eitc.

5.    Look for tax prep discounts and promotions, then use direct deposit.

The full service tax prep companies, as well as the DIY websites, are competing for your business, so be sure to shop around and look for coupons or rebates to find the best deal. Many free options are also available to those who qualify. Just go to IRS.gov/freefile to check eligibility.

And for the fastest and most secure delivery of your tax refund, opt for direct deposit instead of a check.

“If you don’t have or don’t qualify for a traditional branch bank account, there are new digital options to consider,” says Bridgforth. “Several FDIC-insured digital bank accounts and prepaid debit cards are available to open online or on your mobile phone, such as Green Dot Bank’s Unlimited Cash Back Bank Account, or Intuit’s Turbo Card prepaid debit card for those who use TurboTax.”

In addition, if you direct deposit your federal tax refund into your Green Dot account, not only will you get it faster, you’ll be entered in the Green Dot Extreme Tax Sweepstakes for a chance to win one of fifty $1,000 prizes. Details and official rules can be found at

greendot.com/ExtremeTax

.

Tabernacle Fire Co. Receives Grant from SJ Gas

TABERNACLE, NJ (February 18, 2020)—-South Jersey Gas recently presented a $4,681 grant to Tabernacle Fire Company No. 1 as part of its First Responders Grant Program. Pictured, from left, is Lauren Hurtt, Supervisor of Government Affairs with South Jersey Gas presenting the check to Kate Holden, Al Freeman and Chief Andy Cunard of Tabernacle Fire Company No. 1.

The grant funds, awarded in late-2019, were used by the fire company to purchase a thermal imaging camera and two gas detection meters.

“Our First Responders Grant Program provides crucial financial assistance to support operations, improve safety and provide training to departments throughout the South Jersey region,” said Dave Robbins, president of South Jersey Gas. “Through this investment, South Jersey Gas can help hardworking, courageous first responders and express gratitude for the work they do each day to ensure our communities remain safe. We are proud to partner with Tabernacle Fire Company No. 1 and commend them for their efforts.”

The thermal imaging camera and gas detection meters are vital safety tools that will aid the fire company in various situations. Thermal imaging cameras greatly enhance search and rescue capabilities in zero visibility environments, and gas detection meters gauge the levels of various types of gas, alerting the crew to atmospheric hazards so they can react accordingly.

The First Responder Grant Program will be offered again in November 2020. Program information and eligibility guidelines are available at southjerseygas.com/community.

Making The Knights of Columbus More Appealing

Written by Peter G. Sánchez/

The Camden Diocese

BRIDGETON, NJ–Don Olbrich is nothing if not persistent.

Wherever he goes, he carries with him Form 100s, which are membership documents for the Knights of Columbus. Which is not surprising, as he is Grand Knight of his council, Liberty Council 1910 out of Bridgeton’s Parish of the Holy Cross.

“I took a Form 100 to my doctor’s office,” he says, but it wasn’t blank.

“I had already filled out his name and phone number, all I needed was his address,” he continues.

And then there was the time he tried to get his son, D.J., to join the council.

“He kept telling me no, so I told some of my brother Knights that if they could get him to sign up, I’d give them $100. It worked,” he says, laughing.

Olbrich’s methods have no doubt rubbed off on his brother Knights. From July 1, 2018, to June 30, 2019, his council gained 40 new members, 800% of their recruitment goal. The effort made Liberty Council 1910 second in the country in recruitment for any Knight’s council.

Today, the 101-year-old council is 113 men strong, in ages ranging from 19 years old to the mid-80s, Olbrich says.

“We set monthly membership goals,” he says in explaining how the council achieved the milestone.

His doggedness and determination speak to his love of the church where he has been a Knight for 10 years.

“It’s all about helping the parish,” he says.

The Liberty Council Knights are a constant presence around the Holy Cross community, be it cooking for the annual fall parish festival, organizing a donation drive of baby wipes and diapers for single mothers and their children, or repainting lines in the church parking lot.

Olbrich was thankful for the leadership and guidance of Holy Cross pastor, Father Matthew Weber, who has shown “tremendous support” for the council.

“The Knights have been a wonderful blessing,” says Father Weber, himself a Fourth Degree Knight.

In addition to “stepping up” to help the parish in whatever needs to be done, such as helping out with maintenance issues or being extra hands at parish events, the Knights of Columbus are “leading men to a deeper relationship with Jesus Christ, and with each other,” he says.

As well, he is pleased that the council reflects the diverse nature of his Bridgeton parish — a bilingual community with a faithful and collaborative mix of Anglo-Saxon and Hispanic members.

“The Knights have been a beautiful bridge” between these communities, he says,

“I’m glad this council has blossomed. These men are pillars of charity, fraternity, unity, and patriotism,” Father Weber said, echoing the Knights of Columbus’ mission.

Following the call from Supreme Director Carl Anderson to make the Knights more appealing, the Bridgeton Knights will hold a public initiation ceremony after the 4:30 p.m. Mass at Saint Mary Church, Rosenhayn on Saturday, Feb. 22, with a spaghetti dinner afterward. All are welcome.

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Why You Should Vacation to Luxury Safari Lodges in KZN

Gloucestercitynews.net (February 18, 2020)–South Africa is home to some of the most vibrant wildlife, immersive landscapes, and interesting people in the world. Zulu means “heaven” to the local people, who have named themselves the “people of heaven.” This is why the

luxury safari lodges in KZN

have become some of the most sought-after business and vacation retreats in the world.

For romance or recreation, these luxury safari lodges offer the unique opportunity to commune with the landscape of KZN in style. Their many guided tours, luxury accommodations, environmental conservation efforts, and community outreach programs guarantee any of its select guests the vacation of a lifetime.

Here are just a few of the luxury safari lodges available in KZN.

Thanda Safari

In the welcome video on its website, Thanda Safari describes itself as a “love story” between its royal guests and the wild but beautiful Zulu environment. It stands as a shining example of South Africa’s luxury lodges, where pleasure meets preservation.

Offering an array of accommodations, the Thanda Private Game Reserve is known worldwide for its luxury and hospitality. Its decadent common areas and main suites are safe for children and its private meeting areas provide secluded space for business meetings. Its self-sustaining tented camps provide exclusive access to nature unmatched by other reserves.

There’s a reason its suites were voted the World’s Leading Luxury Lodge at the 2011

World Travel Awards

.

Experienced environmental advisors and trackers conduct safari tours on the Thanda Game Reserve in order to educate its guests and give them the experience of a lifetime. Its educational programs seek to preserve the future while reconnecting with the past.

Partnering with many government organizations in a concerted effort to save the endangered rhino population, Thanda Safari embodies preservation, even as it offers its guests unmatched luxury accommodations.

Thula Thula

People visit the Thula Thula Private Game Reserve for a more personal touch. It is family-owned and operated and represents the oldest private game reserve in KZN, a treasured sanctuary for many of the endangered big game populations in South Africa, including leopard, rhino, and elephant.

Thula Thula is the former home of the famed conservationist Lawrence Anthony, whose book “The Elephant Whisperer” continues to inspire conservation efforts around the world. Thula Thula represents his integrity, his connection with nature, and his work.

Famed for its colonial decorative style and fine dining, the luxury suites are perfect for family vacations and honeymoons alike. For a more rugged experience, their tented camp situates you right in the bush with viewing decks, outdoor facilities, and authentic South African cooking.

Experienced guides will lead you on game drives and local outreach where you will be given the opportunity to experience the local people hands-on. There are luxury spa accommodations as well as cooking classes. Thula Thula is a feast of variety for those that want a connected, diverse experience in KZN.

Rhino Ridge

The Rhino Ridge Safari Lodge prides itself on connecting its guests with a true experience of the wilderness of South Africa. Its bush trails are to be experienced for those wanting a guided tour of nature’s great wonders, including one of the highest concentrations of white rhino in the world.

Though it is self-proclaimed “The Home of the Rhino,” Rhino Ridge also boasts

bird watching

that encompasses half of the entire region’s diverse species (over 400, according to its website). Its expert trackers guide guests on walks through the bush and gorges of the reserve, offering a connective experience with nature unlike any other.

Even though its natural experiences and rhino conservation are at the forefront of the mission of the Rhino Ridge Safari Lodge, its luxury accommodations are no less significant. Contemporary architecture that situates you within viewing distance of the gorgeous watering hole and game herds of the Hluhluwe iMfolozi Park is sure to provide you with the luxury accommodations you seek, no matter if you’re on safari with your family or on honeymoon with your spouse.

The Takeaway

Few places in the world can boast as diverse a combination of decadent accommodations and community outreach as KZN. Its luxury lodges have something for every vacation, from world-renowned restaurants and spas to suites fit for royalty.

Its educational and community outreach programs connect guests to the surrounding Zulu people. Its guided safari tours put you within reach of some of the most breathtaking wildlife and natural vistas in the entire world.

Luxury safari lodges in KZN have something for everyone. They may represent the awe-inspiring vacation experience that you never knew you needed.

State of NJ Sued by U.S. Department of Justice

By Bethany Blankley |

The Center Square

The U.S. Department of Justice has sued the State of New Jersey, Gov. Philip Murphy and Attorney General Gurbir Grewal for refusing to provide information to the U.S. Immigration and Customs

U.S. Attorney General William Barr speaks at the National Sheriffs\’ Association Winter Legislative and Technology Conference in Washington, Monday, Feb. 10, 2020. Susan Walsh / AP

Enforcement (ICE) related to the immigration status and release dates of individuals in their custody.

The move is an attempt by the Trump Administration to reign in so-called sanctuary states and cities that have refused to enforce federal immigration laws.

“Today is a significant escalation in the federal government\’s efforts to confront the resistance of sanctuary cities,\” U.S. Attorney General William Barr said. \”But by no means do the efforts outlined above signify the culmination of our fight to ensure the rule of law, to defend the Constitution and to keep Americans safe.\”

The lawsuit challenges New Jersey Attorney General Law Enforcement Directive 2018-6, which prohibits state officials from sharing information with ICE and requires New Jersey law enforcement to “promptly notify a detained individual, in writing and in a language the individual can understand” if ICE files an immigration detainer request for the individual.

According to the complaint, New Jersey officials failed to provide information regarding the release dates of illegal immigrants who had been charged with or convicted of crimes multiple times last year.

“New Jersey’s decision to obstruct federal immigration enforcement by refusing to provide such information is unlawful under the Supremacy Clause of the U.S. Constitution,” the DOJ argues.

The complaint states that “Congress has exercised its authority to make laws governing the admission, presence, status, and removal of aliens within the United States by enacting various provisions of the Immigration and Nationality Act … the Immigration Reform and Control Act of 1986 … and other laws regulating immigration.

“Congress has also codified basic principles of cooperation and comity between state and local authorities and the United States. Among the tools DHS uses to facilitate the sort of cooperation that Congress contemplated between law enforcement agencies and federal immigration officials is the ‘detainer request.’”

The detainer request is used by DHS to arrest and detain individuals subject to removal or removal proceedings.

In November 2018, the N.J. Attorney General issued a directive, which became effective in March 2019 and revised again in September 2019. The directive prohibits law enforcement agencies from “providing notice of a detained individual’s upcoming release from custody” to assist “federal immigration authorities when the sole purpose of that assistance is to enforce federal civil immigration law.”

republished by the Gloucestercitynews.net with permission of

The Center Square

OFFICER DOWN: White Mountain Apache Tribal Policeman David Kellywood Shot/Killed

Officer David Kellywood

White Mountain Apache Tribal Police Department, Tribal Police

End of Watch

Monday, February 17, 2020

Officer David Kellywood was shot and killed after responding to reports of shots being fired near the Hon-Dah Casino in Pinetop, Arizona, shortly before 1:00 am.

Officer Kellywood was the first officer to arrive on the scene and encountered the subject, who immediately attacked him. During the ensuing struggle, the man fatally shot Officer Kellywood. Another officer who arrived on the scene shot and killed the subject.

Officer Kellywood had served with the White Mountain Apache Tribal Police Department for nine months and had previously served with the Navajo County Sheriff\’s Office. He is survived by his wife and two children.

RELATED:

Via

Officer Down Memorial page

CNB Crime

Blue Line

CNBNews Tips and Snippets

CNBNews Point of View

BREAKING NEWS

published Gloucestercitynews.net | February 18, 2020

Jefferson Health Hosts FREE Wellness Programs for Seniors Through May 2020

Join Jefferson Health experts for FREE community wellness programs for seniors through May:

Chronic Obstructive Pulmonary Disease (COPD) – The Basics

;

Thursday, March 5, 2 p.m.; Kennedy Health & Wellness Center (405 Hurffville-Cross Keys Road, Suite 201, Sewell)

: COPD affects almost 15 million Americans. Learn what COPD is; how it affects the lungs; causes, signs and symptoms; and disease management.

Weight Loss and Fiber – What’s the Connection?

;

Wednesday, March 18, 11 a.m., at the

Margaret E. Heggan Free Public Library

(606 Delsea Drive, Sewell)

: Eating enough fiber is essential for a healthy diet. Join Jefferson Health’s Danielle Hall, RD, to learn how much dietary fiber you need, the foods that contain it, how it aids in weight loss, and how to add it to meals and snacks.

Understanding Alzheimer’s & Dementia

;

Tuesday, April 21, 2 p.m., at Jefferson Stratford Hospital (18 East Laurel Road, 3

rd

Floor, Room L)

: Alzheimer’s disease is not a normal part of aging. Join the Alzheimer’s Association to learn about Alzheimer’s impact, differences between Alzheimer’s and dementia, stages and risk factors, current research and treatments available for some symptoms, and Alzheimer’s Association resources.

Seconds Count when Stopping Strokes

;

Thursday, May 7, 2 p.m., at the

Gloucester County Library Mullica Hill Branch (389 Wolfert Station Road)

: Join Jefferson Health’s Kathryn Donley, BSN, RN, CCRN-K, CNRN, Program Director, Stroke & Life Support Education, for a discussion on ways to reduce your risk, identify early signs and symptoms of heart attack and stroke, and when to call 9-1-1. FREE blood pressure screenings are included.

Horticultural Therapy – Creating an Indoor Fairy Garden

;

Tuesday, May 19, 2 p.m., at Jefferson Cherry Hill Hospital (2201 Chapel Avenue, Rooms 2 & 3)

: Discover the fun in designing your own “indoor fairy garden.” Adults all over are experiencing the magic in constructing them. Inspirational Horticultural Therapy’s Rachelle Hasenberg, will provide step-by-step instructions as participants plant in their own container and choose from a wide variety of items to create their unique miniature “fairy garden.” No experience necessary. A fee of $12 is due by Tuesday, May 5.

These programs are sponsored by Jefferson Health – New Jersey’s PrimeTime, a free health and wellness program for active older adults in South Jersey. All community members are invited. For more information and to register, visit

JeffersonHealth.org/NJclasses

or call

800-522-1965

.

Jefferson Primary & Specialty Care offices celebrate “Patient Appreciation Day”

There was a sweet treat awaiting Jefferson Primary & Specialty Care patients in New Jersey on Valentine’s Day. Four of our medical practices – Marlton, Voorhees, Regulus (Turnersville) and Kingsway (Sewell) – celebrated \”Patient Appreciation Day” as a well to thank patients for trusting us with their healthcare needs.  The all-day events featured snacks, Jefferson “swag” and a chance to win a gift basket. Patients could also learn about the benefits of MyChart, which offers free, online access to their medical record, and allows patients to request medical appointments, review test results and more.

Left to right, at the Jefferson Voorhees Primary & Specialty Care Office: Family Medicine physician Dr. Vishal Phakey; Certified Medical Assistant Briana Cook; Front Office Coordinator Karyn Washington-Brown; and Patient Service Representative Yu Juan Tan.

What You Need to Know About IVF in South Africa

(Gloucestercitynews.net)(February 18, 2020)–Prospective parents who are having trouble conceiving a child are more common than you may think. Statistics show that 1 in 6 parents will have trouble successfully conceiving their first child within 12 months of trying.

When this happens, couples turn to fertility clinics to help them conceive. Specifically, the procedure of In Vitro Fertilization (IVF) is designed to help parents with fertility issues so that they can successfully conceive a baby.

What this process entails and the factors that make it a successful conception alternative are things that you should consider when wondering if IVF is right for you and your significant other.

Only after you’ve been properly educated will you know what to look for in an

IVF clinic in South Africa

, or whatever area in which you’re looking.

What is IVF?

Since the first successful IVF in 1978, in vitro fertilization has become a common assisted reproductive technology (ART). It involves a complex series of medications and procedures that hope to result in successful embryonic fertilization, development, and implantation.

The first step involves medication designed to make a woman’s eggs mature so that they can be harvested by a doctor and fertilized in a laboratory with the desired sperm. These prepared eggs are then surgically inserted directly into the woman’s uterus.

Many people require multiple tries and many months for this process to be successful, as so much can go wrong. Most commonly, the uterus simply does not accept the implanted egg and no fetus ever develops.

This is why finding an accredited IVF clinic is so important. In a procedure already fraught with financial and physical complications, you want the best chance of getting it done right the first time.

IVF clinics in South Africa

Since so much can go wrong, you want to look for a few key factors when choosing an IVF clinic in South Africa.

The first is: are they accredited? You should only visit clinics that have been registered by

The Allied Health Professions Council of South Africa (AHPCSA)

, the primary advisor on regulating and accrediting healthcare professions in South Africa.

Facilities

Next, you should ask if they have modern facilities and access to the latest fertilization technologies. Advanced laboratories like the one at Wijnland Fertility import IVF equipment from top manufacturers all over the world.

The Wijnland fertility clinic in South Africa, for instance, uses a device called an

Embryoscope

to maintain ideal conditions for eggs while they are being analyzed for quality. This is particularly useful for couples who have tried and failed many times with other fertilization methods.

Staff

You should also ask if the clinic has professional and experienced staff. Head doctors should have received specialist training in gynecology or obstetrics and have completed fellowships in fertility and related biological processes.

Do some research online to see what the embryologists and specialists at the clinic in question have done for experience, education, and additional training.

Mind and body

Finally, you want to assess whether the clinic treats patients as a whole person rather than merely as a medical procedure.

Fertilization is a trying process both physically and emotionally. Many different mental and social pressures converge on it to make it a stressful situation that your doctors need to address.

There’s the social judgment of not being able to conceive naturally, the pressure from family expectations when multiple attempts fail, and the strain on your finances. You may even have natural guarding and avoidance systems in your personality that make it really hard for you.

A clinic with staff trained in psychology or with counselors on call who are experienced in fertility counseling will be better suited to addressing all your needs as a prospective patient.

The Takeaway

In vitro fertilization is now a common process. This doesn’t mean that it’s always successful, however, as the process relies on many factors that all have a high failure rate. Variabilities such as your family history, the quality of the technology, and the inherent problems with successful fertilization mean that each attempt involves a series of stressful mental and physical trials.

This is why finding a suitable clinic to take care of all your needs is so essential. When evaluating your options for IVF treatment facilities in South Africa, look at the resumes of the resident doctors, the quality of their facilities, and the availability of mental counseling procedures to supplement the strain of going through this process.

Even though becoming a parent is difficult when you have fertility issues, it is possible in the modern age. With the right personnel and procedures, you can make the family you’ve always wanted into a reality.

How to Prevent Dog Attacks on Mail Carriers

PET PEEVES

If your dog bites a postal carrier, it could cost you thousands.

(

NAPSI)—Can you picture a member of your family attacking a mail carrier? Of course you couldn\’t, but it happened 5,714 times last year across the nation.

Dearborn, Mich., letter carrier Tameka

Toliver

recalls being pinned on a porch by a dog that bit her above her knee. \”It happened so fast, even with all my training, I barely had time to react,\”

Toliver

said last year. \”I\’m still scared when I get close to that house because I remember the attack so vividly. It takes a long time to get over the fear.\”

When a dog attacks a letter carrier, the dog owner could be held liable for all medical expenses, repayment of lost work hours, replacement of the uniform and other costs, which can run into thousands of dollars. The Postal Service places the safety of its employees as a top priority and dedicates a week each April to Dog Bite Awareness.

Here are four simple tips to prevent dog bite injuries that should be enforced year-round:

Door Delivery:

If a carrier delivers mail or packages to your front door, place your dog in a separate room and close that door before opening the front door. Some dogs burst through screen doors or plate-glass windows to attack visitors.

Electronic Fencing:

Although the electronic fence may keep your dog from wandering, it does not protect your Postal Service carrier, who must enter your property to deliver the mail. Even homes with curbside mailboxes may have oversized packages or signature-needed items that require the carrier to approach a doorstep and cross the boundaries of the electronic fence.

Dog in Yard:

Make sure your dog is properly restrained on a leash away from where your mail carrier is delivering the mail. Mail delivery service can be interrupted at an address or neighborhood the carrier deems unsafe because of an unrestrained dog. When service is interrupted at an address or neighborhood, all parties involved will have to pick mail up at their local post office.

Tracking:

Dog owners who have access to postal notification features such as Informed Delivery (

informeddelivery.usps.com

) for letter mail and package tracking are urged to use this as a way to gauge when the carrier is on his or her way and to ensure their dog is properly restrained.