Pittsburg/Scranton Market Lucrative for House Flipping

By Dave Fidlin |

The Center Square

Homebuyers snapping up residential properties and subsequently selling them in short order were able to more than double what they initially paid in two areas of Pennsylvania, according to a recent report.

Researchers with ATTOM Data Solutions, a company specializing in property and real estate records, stated home flippers in the metropolitan statistical areas within Pittsburgh and Scranton were able to sell homes at greater price points in the third quarter of 2019.

The information is included in ATTOM’s

recently released report

on home flipping trends across the U.S.

Home flippers historically have bought and quickly resold homes for a profit, typically after making a series of repairs or improvements to raise the property’s value.

Between July and September, homebuyers who flipped homes and condos in the Pittsburgh area saw overall margins of 132.6 percent, while homebuyers in the Scranton area experienced overall margins of 122.5 percent.

The high flipping yields in the Pittsburgh and Scranton areas bucked a national trend, according to ATTOM researchers, where profit margins in most areas of the country were on the downswing.

The two Pennsylvania metropolitan areas were among eight across the U.S. where home flippers experienced returns on investment of 100 percent or more during the same statistical period. Pittsburgh and Scranton also topped the list.

Other areas of the country with high yields, close behind the two Pennsylvania areas, included Flint, Mich., at 111.2 percent; Cleveland, at 109.8 percent; and Hickory-Lenoir-Morgantown, N.C., at 109.7 percent.

a separate report

from the same statistical period, ATTOM researchers also revealed the Pittsburgh area had some of the largest amounts of all-cash purchases for home flipping.

In metro areas with populations of 1 million or more, Pittsburgh ranked third for all-cash purchases, according to the report, clocking in at 77.2 percent.

The metropolitan area with the greatest preponderance of all-cash purchases was Cleveland-Elyria, Ohio, at 79.2 percent, followed by the Detroit-Warren-Dearborn MSA, at 78.9 percent.

On the whole, 56,566 single-family homes and condos were flipped across the U.S. in the third quarter of 2019, according to ATTOM’s analysis. The figure represented a 12.9 percent decrease from the previous quarter and a 6.8 percent decrease from the third quarter of 2018.

In a statement, Todd Teta, chief product officer at ATTOM Data Solutions, said the home flipping declines point to narrowing profits across many areas of the country.

“The retreat back to more normal levels of sales comes amid broader market forces that are making it harder and harder for investors to complete the kinds of deals they were getting as recently as last year,” Teta said.

In the ATTOM report, Maksim Stavinsky, co-founder and chief operating officer of Roc Capital, said homebuyers in a number of areas of the country have opted to hang on to renovated properties and rent them, rather than sell them at a loss in the current marketplace.

“We have been seeing a decline in projected and realized profits for borrowers on projects, despite the fact that borrower financing costs have been meaningfully coming down,” Stavinsky said in the report.

published here with permission of The Center Square

Nothing is going to change for women until women demand change

So…in 2020, DEMAND CHANGE. Support women running!

FOR IMMEDIATE RELEASE — CHICAGO – 1/2/2020 — Formulating New Year’s Eve resolutions for 2020?

RUN

, a new independently produced TV show, has a suggestion for the feminists in the room: support women running for office using a “squad” mentality that defends, supports and amplifies women during their run!

RUN

has already transformed the campaign of one woman, Bushra Amiwala, who won her race for school board in IL in 2019 by a narrow margin with the team’s help. The format of the show includes five female experts in campaign strategy, PR, tech, activism and comedy that empower scrappy, novice, passionate female political candidates to run. The team has already gathered an audience of 30k followers and is currently in talks with networks to land the show. The show’s trailer and info can be found at

www.runtheseries.com

“Nothing is going to change for women until women demand change as a group,” states Genevieve Thiers, producer and tech trainer of

RUN

. “We are the supermajority. But we’ve faced so many challenges for equality in our own lives that we very rarely support each other, monetarily or otherwise.” Thiers has one suggestion for reversing this thinking. “It’s 2020. Try something new. Reverse course and throw your support and voice behind as many women who share your views and are running as you possibly can.” Thiers has put her money where her mouth is on this front. A mother of twins who founded tech company

Sittercity.com

and has funded over 15 women in tech companies and supported over 50 women in politics, she is a force for women worldwide.

The RUN team has five specific suggestions for how best to help women running.

Support her with talent.

If you have an area of expertise….be it campaign, fundraising, tech, content creation, social media, field work, legal….reach out to her team right away and ask if there are gaps you can fill in the campaign office while she runs.

Support her with money.

Not all of us have to max out in donations. Even $1000 makes a huge difference to a woman running. The very best thing you can do is a home event, where you invite neighbors, friends and family and set a goal to raise x dollars for the candidate and her team.

Defend her.

If news comes out that seems suspect, in today’s era of false news it very well might be false. Women are also especially prone to attacks on their looks, their voices and any emotion they show. Use your voice on social media to call out anything blatantly unfair and urge friends to, too.

Amplify her.

In the same way, if the women you are supporting have policy changes, messaging or news that they are trying to distribute, send it across your social networks and send bulk emails. This is easy and will do wonders for her viral reach.

Zig when others Zag.

At first, your strategy of supporting women might be met with raise eyebrows, especially from boomer women, who unfortunately had it the worst when it came to competitiveness. Don’t try to talk these women over to your side. Just loudly and consistently support women and you will see it rub off fast into their own behaviors as well.

“It is so important for women to be a part of the political process” states the show’s PR expert Mary Simms, an army veteran and mother of twins based out of California. So this year, get out there this year and help women RUN.

RUN the Series

RUN is a new series produced by Ana Breton, Victoria Elena Nones and Genevieve Thiers. The show helps women running for office win via training and help from five female experts in Campaign Strategy, PR, Tech, Activism, and Comedy called “The Boss Squad.” In each episode of RUN, a different woman\’s campaign is transformed from striving to thriving. Filmed in the heart of Chicago and the surrounding suburbs, RUN’s pilot episode follows 21-year-old muslim candidate Bushra Amiwala in her race for School Board in Skokie, IL. (Spoiler alert—she wins!). The show aims to inspire, educate, and empower an audience of women and girls to get out and knock doors, become a donor, take the leap to run for political office and build squads around each other to win. See more at

www.runtheseries.com

3 Most Useful Apps You Can Use From Anywhere

(Gloucestercitynews.net)(January 3, 2020)–The advent of the internet has turned the world into an interconnected mesh of network where it is becoming more and more easier to perform daily tasks in any part of the world without needing to be physically present. With each passing year, humans are relying on their

computers and mobiles

to do most tasks for them, and we have been incorporating certain apps and software in our daily lives so that we can do important work from anywhere.

Just as communication has gotten stronger, the need to perform tasks in a timely manner has become much more vital. Sometimes a person needs some time to relax from the hectic work routine and may go for a vacation. But, work doesn’t stop for anybody, and you aren’t any special. So, to make sure that your work doesn’t get disrupted, here are 3 apps that might come in very handy for you if you don’t have access to your personal laptop.

TeamViewer

The number one app that comes in my mind to ease your job when you don’t have access to your laptop is Teamviewer. It is a free consumer app that you can use from anywhere in the world if you have an internet connection. With the help of this app, you can take control of your own laptop and do any task that you want to. You don’t have to worry about the security as the app is super secure with its

256 bit AES encryption

that is basically impossible to crack. All you have to do is install the software on the host computer and on the computer you want to control. By putting in the password that is generated in real-time, you can take control of the screen of the other computer.

SodaPDF

If one thing has revolutionized how we conduct business, PDF has rightly earned its name. It is the one true king when it comes to filing formats, and you are going to need an app or software to view your business documents or memos. With the help of

SodaPDF

, which can be used online from a web browser, you can easily view, edit, annotate, sign, and manage your PDF files from anywhere in the world. You can also download the desktop app for free and conduct your business in your free time.

Google Assistant

With the help of google assistant, you can easily transcribe your thoughts and get answers to your questions. When you are out of a vacation, or you are stuck between lots of work, this app is a blessing for you as you can easily schedule meetings, send messages, make calls, and even make reservations without even touching your mobile. With its voice recognition feature, you can simply tap on the app and ask it to perform a task you want to. You can also queue up your tasks and get the latest news related to your industry by simply asking the assistant a question.

image source courtesy of unsplash.com

Opportunity New Jersey Calls for Businesses and Government Leaders to Enact Positive Change

Opportunity New Jersey is calling on the Garden State’s business and government leaders to get New Jersey on the path to job growth and affordability.

“It’s a new year, an election year, and the start of a new decade,” said Opportunity New Jersey (ONJ) co-chairs Tom Bracken and Michele Siekerka in a joint statement. “We have a Plan for an Affordable New Jersey and look forward to working with the Governor’s office, and the offices of our Senate and Assembly leadership, to put it into action.”

Bracken (President and CEO of the New Jersey Chamber of Commerce) and Siekerka (President and CEO of the New Jersey Business and Industry Association) rolled out the Plan in mid-2019, and announced the formation of an Economic Development and Advisory Council as a key tenet of the Plan’s implementation. The Council, which includes business, education, and labor representatives from throughout the state, held its inaugural meeting this past fall.

“From addressing fiscally challenged and outdated legacy systems, to stimulating job growth and investments in our state, our Plan is a roadmap to stability and prosperity in our region,” said Bracken and Siekerka, adding that New Jersey currently has among the highest personal and business taxes in the nation. “With all the extraordinary assets and advantages our state has to offer, there is no reason why we shouldn’t lead our peer states in job growth, wage growth, and business competitiveness throughout the Northeast.”

Those interested in reviewing the Plan for an Affordable New Jersey, and signing up for the group’s newsletter, can visit

www.opportunitynj.org

to learn more.

“We are concerned, but also optimistic about the prospect of real progress in 2020 and beyond,” said Bracken and Siekerka. “On behalf of the Opportunity NJ steering committee, the Economic Development and Advisory Council, and all our dedicated colleagues, we extend our best wishes for a happy and prosperous New Year in New Jersey.”

How to Plan a Christian Wedding Ceremony

(Gloucestercitynews.net)(January 2, 2019)–There are

2.4 million weddings each year

in the United States. If you\’re engaged, congratulations! Now it\’s time to start planning.

Planning your wedding can be quite a challenge. It\’s important to remember what\’s important to you in order to keep your priorities straight. If you want a Christian-focused wedding, remember to keep it at the forefront of your planning.

Looking to have the perfect Christian wedding ceremony? We\’re here to help. Here are our tips for planning a Christian wedding.

Marriage Preparation Courses

There are several courses offered by churches around the country. It\’s a great way to prepare for the trials of marriage. It will also present a chance to find out more about your future spouse.

Start counseling early and meet often. They\’ll offer you a nice reprieve to talk with your spouse about something other than the wedding.

Choose the Right Venue

The venue is an important part of any Christian wedding ceremony. And it doesn\’t necessarily have to be at a church to be Christian.

There are plenty of

venue options

outside of the traditional church setting. The most important part is making your vows before God in a location you love with the people that you love.

Don\’t Focus Solely on Yourself

Your wedding is a day for not just you and your future spouse. It is also an event joining your two families together. Find a way to involve the family members you love at the wedding.

While those around you will want to serve you, consider serving them as Christ has served you. Get to know your vendors, and bring gifts to those that help you. Be sure to talk with your friends about what\’s going on in their lives, not just about the wedding.

Plan Your Service

Planning your service is worth thought and preparation. Consider what songs and verses are important to you and representative of your relationship.

Here are the important parts of your service.

Processional and Wedding March

: First the grandparents and parents are seated. Then the minister and groom enter, followed by the wedding party. Finally, the bride enters escorted by her father.

Call to Worship and Opening Prayer

: These are opening remarks asking your guests to take part with you in worship. The opening prayer gives thanks and calls for God\’s blessing upon the service.

Giving Away the Bride and Worship Song:

This important part of the ceremony includes your families. Then a song or hymn is played which should be used as an expression of worship.

The Charge and Pledge:

The charge given by the minister reminds the couple of their marriage duties and roles. The pledge is the famous \”I do\” part of the ceremony.

Wedding Vows and Ring Exchange:

The couple promises publicly and before God to help each other grow. The rings are a promise to remain faithful to one another.

Unity Candle:

This symbolizes the union of the couple\’s hearts and lives together.

Communion:

Many couples choose to take communion as their first act in their marriage.

Pronouncement and Closing Prayer:

Here, the minister declares the couple as married. The closing prayer offers a blessing from the congregation.

Recessional:

First the couple leaves, presented as Mr. and Mrs. for the first time. Then the wedding party exists in the reverse order that they entered the ceremony.

Now You\’re Ready for a Christian Wedding Ceremony

Now you know how to plan the perfect Christian wedding ceremony. With these tips, you\’ll be able to focus on what really matters during your big day. For more lifestyle news and commentary, bookmark CNBNews.

PART II: A Look at Gloucester City\’s Top Stories in 2019

PART I: A Look at Gloucester City\’s Top Stories in 2019

Dave Pollander Jr., Owner of Dave\’s Auto Repair & Towing; Age 58

Monday, July 01, 2019

David F. Pollander, Jr. (GLOUCESTER CITY NJ )(July 1, 2019)–Surrounded by his loving family, on June 28, 2019. Age 58. Of Gloucester City. Beloved son of the late Dave and Marlene Pollander. Survived by his…

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What\’s Gloucester City Jr Sr High School’s Equity Rating?

Thursday, July 04, 2019

To see the complete report for GHS click here Editor\’s Note: We reached out to Dr. Dennis Vespe, Gloucester City High School Superintendent and Sean Gorman, Gloucester City High School Principal for a response to…

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Meet the Congressman Defending Questionable Tax Breaks for a Company Connected to His Rich Brother

Tuesday, July 02, 2019

After multiple issues have surfaced with Holtec International’s New Jersey tax break application, Rep. Donald Norcross, its biggest congressional supporter (and the brother of a Holtec board member) is playing defense. by Susan Schmidt, special…

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Brooklawn\’s Police Chief Graduates from Mid-Atlantic Law Enforcement Executive Development Seminar

Friday, July 12, 2019

PRINCETON, NJ (July 12, 2019)(Gloucestercitynews.net)–Brooklawn Police Chief Shamus Ellis (above, right)graduated from the Mid-Atlantic Law Enforcement Executive Development Seminar (MALEEDS) on June 14, 2019, in Princeton, New Jersey. The 27th session of MALEEDS consisted of…

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Dog Days of Summer in Gloucester City (video)

Tuesday, July 09, 2019

(GLOUCESTER CITY, NJ)(July 2019)(Gloucestercitynews.net)–Our best buddy and friend, Peyton, enjoying a swim in the family\’s pool. RELATED: Gloucester City PETS ARE THE BEST PET TIPS ClearysNoteBook/youtube ClearysNotebook/youtube 64 videos

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Car Breaks Utility Pole, and Destroys Part of the Westville Lions Club Building

Tuesday, July 16, 2019

The Westville Lions Club building was hit by a car (Gloucestercitynews.net)(Westville, NJ)(July 16, 2019)—Last Thursday, around 1:30AM, a car coming from Almonesson Road onto Delsea Drive (Rt 47) struck a telephone pole and a road…

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Scott MacLennan, of Haddonfield, Dies Suddenly; GCHS and Maryland University Alumnus

Monday, July 15, 2019

Haddonfield – On July 10, 2019, Scott MacLennan, age 69, passed away suddenly at home. He was the son of the late William and Min MacLennan of Gloucester City. Scott worked for many years for…

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$30.1M in Local Freight Impact Fund Grants Released; Camden City $1.2M, Bellmawr, $800,000

Tuesday, July 16, 2019

Program funds improvements to heavy truck routes on local roads (Trenton) – The New Jersey Department of Transportation (NJDOT) today announced $30.1 million in grants as part of the Local Freight Impact Fund program that…

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CNBNews JULY 2019 CHEERS & JEERS

Sunday, July 21, 2019

UPDATED/CORRECTED GLOUCESTER CITY, NJ (Gloucestercitynews.net photo)–The Gloucester Train Station is slowly rotting away. This recent photo was taken at the front of the building. Windows are all broken and boarded up. There is trash laying…

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Talking Catholic- Johnny Gaudreau

Thursday, July 25, 2019

July 19, 2019 In his five-plus years as a left winger for the NHL’s Calgary Flames, Johnny Gaudreau, a product of Gloucester Catholic High School, has established himself as one of the league’s stars. This…

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TREES BLOWN OVER; REPAIRS TO THE COW PATH; STRANGE BUT TRUE

Tuesday, July 23, 2019

CNBNews Tips and Snippets William E. Cleary Sr., | CNBNewsnet TREES COME TUMBLING DOWN (Gloucestercitynews.net)(July 23, 2019)—-A number of trees were knocked over Monday, July 22, during the heavy wind and rain storm that hit…

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Chalie \”The Clip\” Closes His Shop After 54 Year Career

Monday, July 29, 2019

William E. Cleary Sr. | CNBNews Editor GLOUCESTER CITY, NJ (Gloucestercitynews.net)–After 54 years of cutting hair longtime hairstylist/barber Chalie Huber, aka Chalie \”The Clip\” is retiring. Chalie, has been operating his business Shapes and Forms…

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Fred Kraft, Longtime Gloucester City Carpenter; Sunday School Teacher; GHS Alumnus

Monday, July 29, 2019

Gloucester City – On July 27, 2019. Age 82. Loving and devoted husband of 34 years to the late Mary Ellen Kraft, who passed away in 1995. Loving father of Linda (Richard) Stewart, Amy (John)…

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Authorities Investigating Homicide at Crescent Trailer Park

Thursday, August 01, 2019

UPDATED GLOUCESTER CITY, NJ (August 1, 2019)– There was a murder at the Crescent Trailer Park, Route 130, yesterday (July 31, 2019). Asked about the incident Gloucester City Police Lt Steve Burkhardt said, \”There was…

Mrs. Gloria J. Hutchinson, age 92, of Gloucester City

Thursday, August 01, 2019

On July 31, 2019. Age 92. Of Gloucester City. Formerly of Wildwood. (nee Fiocca) Predeceased by her husband, Joseph Hutchinson. Survived by her children, Kitchy Cipolone (late Joseph), Francis “Joey” Hutchinson (Carole) and Michael Hutchinson…

Gloucester City Man Charged with KillIng Girlfriend

Thursday, August 01, 2019

GLOUCESTER CITY NJ–Gloucestercitynews.net—John Divetro, 51, of Gloucester City, was arrested and charged with stabbing and killing his girlfriend, Christine Madiraca, 52, on July 31, 2019. Gloucester City Police responded to a wellness check for the…

Brookers Win 30th NJ American Legion State Title

Friday, August 02, 2019

UNION, NJ (Gloucestercitynews.net)(August 1, 2019)–Brooklawn Post 72 won its 30th State Championship on Wednesday, July 31 defeating Broad Street Park Post 313 by a score of 3-1 at Kean University\’s Jim Hynes Stadium Wednesday night….

Gloucester City Lady Brawlers Place 2nd in Eastern Nationals

Saturday, August 03, 2019

STERLING, VA–(Gloucestercitynews.net)-Gloucester City Lady Brawlers (12u) is fresh off a 2nd place finish at Eastern Nationals in Sterling VA July 18-21. They went 9-2 Head Coach- Ziggy Zearfoss Game 1 Brawlers won 5-0 vs. Lady…

Offering Home Buyers in Gloucester City and the Garden State More Affordable Opportunities

Monday, August 05, 2019

(Gloucester City, NJ)(Gloucestercitynews.net)(August 5, 2019)–New Jersey residents pay the highest property taxes in the US, climbing annually to an average of $8,767 last year. Although taxes are a little lower in Gloucester City, they are…

American Legion Mid-Atlantic Regional Tournament; Brooklawn 1-1

Friday, August 09, 2019

Joanne McClellanjoannemcclellan joannemcclellan in top of the 2nd @BrooklawnLegion answers with 1 run bring score to 3-1 with @ViennaPost180 leading @legionbaseball Mid-Atlantic about 1 hour ago · reply · retweet · favorite joannemcclellan VA @vienna_post_180…

DEVELOPING STORY: Human Skull Found in Gloucester City

Friday, August 09, 2019

GLOUCESTER CITY, NJ (Gloucestercitynews.net)(August 9, 2019)–We received a tip earlier today about police activity in the 100 unit block of South Brown Street. A nearby neighbor said police were contacted after a human skull was…

Legion Baseball regionals: Day 3 recap

Saturday, August 10, 2019

RELATED: BROOKLAWN SPORTS THE AMERICAN LEGION We’re down to the penultimate day of the American Legion Baseball regional tournament and four teams remain in each region. There is one unbeaten team in each of the…

*VIDEOS: Army Lt. Colonel Jim Nicholson Laid to Rest at Arlington National Cemetery

Tuesday, August 20, 2019

ARLINGTON, VIRGINIA (August 19,2019)—Army Lt. Col. James D.Nicholson of Gloucester City, New Jersey was laid to rest on Monday, August 19, 2019 at Arlington National Cemetery with full military honors. Approximately 80 people (family and…

Steven Michael Belfiglio, of Yemassee, S.C; formerly of Gloucester City; Silver Star Recipient

Wednesday, August 21, 2019

Steven Michael Belfiglio April 9, 1948 ~ August 12, 2019 (age 71) Yemassee, South Carolina (August 21,2019)(Gloucestercitynews.net)– Mr. Steven Michael Belfiglio, 71, of Yemassee, entered into rest Monday evening, August 12, 2019. A former resident…

Gloucester City Police Respond to Calls About Dogs Allegedly Being Abused

Wednesday, August 21, 2019

by CNBNewsnet Staff GLOUCESTER CITY, NJ (August 21, 2019)—We received several calls earlier today about dogs being mistreated in the 200 unit block of Morris Street. The callers asked that their names not be used…

Two Gloucester City Residents Arrested in Delaware for Selling Heroin, Oxycodone Pills

Thursday, August 29, 2019

Largest Federal Heroin and Fentanyl-Laced Seizure In Delaware History…street value $1M Ten Kilograms of Heroin and 14,000 Fake Oxycodone Pills Seized …over 1.4 million doses of heroin (Gloucestercitynews.net)-WILMINGTON, Del. (Aug 29,2019)– David C. Weiss, United…

Merryfield Construction Group Selects Clayton Family for Free Roof Giveaway

Thursday, August 29, 2019

Merryfield Construction Company is Completing Roof Restoration Project CLAYTON, NJ (Gloucestercitynews.net)- Merryfield Construction Group announced Clayton homeowners Frank and Wendy Errig as the recipients of its 2019 donated new roof installation. Through its Restoration by…

Gloucester City Business Matches Donations for New Bikes

Thursday, August 29, 2019

By Dawn Watson/CNBNews Contributor Gloucester City, NJ (August 29, 2019)–RiverPark Pub, located at 200 Jersey Ave in Gloucester City, is known for its community involvement. With the sudden rash of bicycles being stolen in our…

Ruth E. (Blake) Robinson, of Gloucester City, age 92

Saturday, August 24, 2019

Gloucester City – On August 21, 2019. Age 92. (nee Radlinger). Loving mother to eight “Blake” boys, Stephen (Kathleen), Dennis (Susan), Jerre (Linda), Timothy (Deborah), William, Andrew (Patricia), Hugh (Marge), John (Shelly), grandmother great grandmother…

Cold Springs School Complex Opened Today

Tuesday, September 03, 2019

UPDATED/September 4, 2019 Gloucestercitynews.net photo William E. Cleary Sr. | CNBNewsnet GLOUCESTER CITY, NJ—The Cold Springs School complex, Market Street and Cold Springs Drive, was the site of happy parents and students rushing about as…

CNBNews Cheers and Jeers July/August 2019

Monday, September 09, 2019

William E. Cleary Sr | CNBNews Editor CHEER- Fifty-eight years ago the Gloucester City Democrat mayor and council announced on November 4, 1961 the fourth tax cut for residents in five years. We admit we…

Ruth J. Birney, of Gloucester City; Life Member of VFW Post 3620 Ladies Aux.; GHS Alumnus

Tuesday, September 10, 2019

Gloucester City – On September 9, 2019, (nee Cunningham) of Gloucester City, NJ, age 89. She was the devoted wife for 63 year to the late John W. Birney, Sr., loving mother of John, Jr….

Bellmawr Police Officer Anthony J. Franklin Accused of Fracturing Man\’s Orbital Bone

Thursday, September 12, 2019

BELLMAWR, NJ (Sept. 12, 2019)—Bellmawr police officer Anthony J. Franklin has been charged with aggravated assault for allegedly sucker punching Donald Walker at a wedding in May, according to a FoxNews 29 news report released…

Judith Woodhouse, Gloucester City; Longtime Cafeteria Work, Member of Trinity UMC

Friday, September 20, 2019

Gloucester City – On September 16, 2019 (nee Crisp) of Gloucester City, NJ, age 70. She was the beloved daughter of the late August and Dorothy Crisp, loving mother of Gregg Woodhouse, Tara Lyons (William),…

10 SJ Fire Depts. Receive $2.5M in Funding

Friday, September 20, 2019

Gloucestercitynews.net–CHERRY HILL, NJ (9-20-19)– U.S. Congressman Donald Norcross (NJ-01) today announced that ten local fire departments will receive a total of $2,561,133 in funding from the Department of Homeland Security (DHS) and the Department of…

Mark W. Breslin of Gloucester City Struck and Killed by Hit & Run Driver

Monday, September 23, 2019

Mark Breslin Killed by Hit & Run Driver CNBNews.net–West Deptford, NJ–(September 23, 2019)On Thursday, September 19, 2019 at approximately 9:37 pm, the West Deptford Police Department received a report of a hit and run pedestrian…

A Mom\’s Story on the Dangers of Marijuana

uesday, September 24, 2019

BY LORI ROBERSON | MOMS STRONG Shane (photo, right) was my first-born son who grew into a handsome 6’4” young man. He always seemed larger than life and he had a big heart, infectious smile,…

Thomas J. “Tut” Kilcourse, Gloucester City Mayor, Councilman, and City Clerk Succumbs

Tuesday, September 24, 2019

GLOUCESTER CITY, NJ (9-24-19)–Thomas J. “Tut” Kilcourse of Gloucester City died on September 21, 2019 at the age 92. Beloved husband of the late Roseann Kilcourse (nee Herbert). Devoted uncle of Marie (Bill) Johnson. Loving…

Authorities Seek Public\’s Help Identifying Brooklawn Bank Robber

Thursday, September 26, 2019

CNBNewsnet–BROOKLAWN, NJ (9-26-19)–The Camden County Prosecutor’s Office and the Brooklawn Police Department are seeking the public’s assistance in identifying a man who robbed a bank on Tuesday, September 24, 2019. The suspect entered the Wells…

New Sign for \”Drag Way\”; Criminals Charged with Major Crimes Set Free; Brooklawn Super Wawa Opening Soon

Friday, September 27, 2019

William E. Cleary Sr. | CNBNewsnet EAST THOMPSON AVENUE RECEIVES A STREET SIGN–Employees from the Gloucester City Public Works were seen erecting a 15mph street sign at the intersection of East Thompson Avenue and South…

Gloucester City Mayor and Police Chief Concerned about Increase in Crime at Crescent Trailer Park

Tuesday, October 08, 2019

CNBNEWS photo William E. Cleary Sr. | CNBNews GLOUCESTER CITY, NJ (October 8, 2019)—There have been several high-profile crimes this year at the Crescent Mobile Home Park, 1400 Crescent Blvd. For example, Delaware authorities arrested…

Gloucester City PD Receives Financial Gift from Conrail for Safety Equipment

Thursday, October 10, 2019

GLOUCESTER CITY, NJ (October 10, 2019)—-The Gloucester City Police Department recently received a donation from Conrail to be used for purchasing safety equipment. John Higgins, superintendent of Conrail\’s South Jersey Terminal presented the check to…

Clare F. Ward, Lifetime Resident of Gloucester City, Succumbs at Age 97

Wednesday, October 16, 2019

Clare F. Ward Surrounded by her loving family at home, On October 16, 2019 at the age of 97. (nee Gorman). Lifelong resident of Gloucester City. Loving wife of the late John Francis Ward. Loving…

Bellmawr Mayor Issues Statement on Tainted Drinking Water

Saturday, October 19, 2019

Editor\’s Note: The Borough was notified by the state on September 26, 2019 about the tainted well. Twenty days later, on October 16, the letter below was released to the public. The mayor said in…

IT AIN\’T EASY GROWING OLD

Sunday, October 20, 2019

UPDATED William E. Cleary Sr. | CNBNewsnet We visited a friend in a nursing home last week. She has Alzheimers Disease. Posted on the home\’s bulletin board was this poem about the terrible illness. Our…

Gloucester City History: Devlin\’s Haberdashery

Sunday, October 20, 2019

GLOUCESTER CITY, NJ–Frank Devlin sent us this photo of his grandfather\’s haberdashery at 603 Monmouth street before the 1929 financial crash. Years later the store was the home of Pete Pellegrino\’s barber shop Pictured: Jack…

Margaret Tedesco of Gloucester City age 74; Employed by Gloucester City Schools

Tuesday, October 22, 2019

Surrounded by her loving family, on October 21, 2019. Age 74, of Gloucester City. (nee Costello). Daughter of the late Francis Costello and Margaret Lubin. Loving wife of 47 years to Joseph E. Tedesco. Predeceased…

NJ101.5 Report Reveals 72 Drug Deaths in Gloucester City

Monday, October 21, 2019

(October 22, 2019)–Monday, New Jersey 101.5 released the first part of a four part report titled BATTLING ADDICTION. Between 2014 and 2018, the annual number of confirmed drug overdose deaths in New Jersey increased by…

Three Medical Marijuana Businesses Meet with Gloucester City Officials

Sunday, October 27, 2019

William E. Cleary Sr. | CNBNews (GLOUCESTER CITY, NJ (October 27, 2019)–The New Jersey Department of Health is presently reviewing three proposals/applications for medical marijuana facility to be built in the state in the near…

Lillian Watson Straub, (GHS Class of 1960) Inducted Into Camden County Sports Hall of Fame

Saturday, October 26, 2019

Lillian Watson Straub, formerly of Gloucester City, was inducted into the Camden Lillian Watson Straub with trophy (photo by Doris Cann) County Sports Hall Fame, on October 24, 2019. Starting at Gloucester City High School,…

Justin Fisher of Gloucester City Charged with Robbery of Stratford TD Bank

Wednesday, October 30, 2019

Alleged Bank Robber Justin Fisher STRATFORD, NJ (October 30, 2019)–On October 28, 2019, Justin Fisher, 39, of Gloucester City, was charged in connection with a robbery that occurred in Stratford Borough thanks to tips from…

Charlie Bakely, Raised in Gloucester City; Long-Time Iron Worker, Former Westville Councilman, U.S Army Veteran, GHS Alumnus

Wednesday, October 30, 2019

Charles C. Bakely William E. Cleary Sr. | CNBNews NORTH WILDWOOD, NJ -(October 30, 2019)—Charles C. Bakely, of North Wildwood passed away on Friday, October 18, 2019 at the age of 87. Charlie was born…

Videos: Camden City Not Rising says Film Producer

Monday, October 28, 2019

CNBNews (Camden City, NJ)–The video titled Camden Not Rising shows just a short version of some of the truths about Camden City, NJ. This City has been robbed by politicians as well as corporations claiming…

Where Did The Blood Come From At The Cedar Grove Cemetery?

Friday, November 01, 2019

UPDATED By William E. Cleary Sr.| CNBNews During our walk on Wednesday morning Peyton, my 5-year-old labrador, and I were surprised, to say the least, to see a puddle of blood in the grass laying…

Man Dies from Drug Overdose; Body Found on Lane Ave.

Saturday, November 02, 2019

William E. Cleary Sr. | CNBNews GLOUCESTER CITY, NJ (November 2, 2019)–A man died from an apparent overdose near the intersection of Lane Avenue and Little Hunter Street around noon time today. According to a…

NJ Assembly Candidates Dilks and Pakradooni Say Opponents are Using their Campaign Slogan

Monday, November 04, 2019

Candidates Steve Pakradooni, (left)and Paul Dilks. Turnersville, NJ (November 4, 2019) – Paul Dilks and Steve Pakradooni, candidates for Assembly for the November 5th election were astonished at the sight of their slogan being used…

Dawn L. Rusk, of Gloucester City, age 48

Saturday, November 09, 2019

On November 3, 2019. Age 48. Of Gloucester City. Predeceased by her mother, Kathryn Rusk (nee Wrysec). Survived by her daughter Sophia Stuart; father, Harry Rusk; sisters, Donna Rusk (Richard), Denise Clifford (John) and Debra…

Team of Experts Perform Special Tasks to Preserve the Life of the Walt Whitman Bridge

Thursday, November 07, 2019

GLOUCESTER CITY, NJ–The Walt Whitman Bridge weighs nearly 60,000 tons and is almost 12,000 feet in length and it takes a special team of experts to keep the iconic bridge clean and safe. Those experts…

Gloucester City\’s First Baptist Church Receives 10 Trees from NJ Tree Foundation

Monday, November 11, 2019

(CNBNewsnet)(Gloucester City, NJ) (November 11, 2019)-Saturday, November 9, the NJ Tree Foundation planted ten trees at the First Baptist Church and neighboring apartments on Monmouth Street in Gloucester City. Twenty-two volunteers came out to help…

GreatSchools.org Report on How Gloucester High School Students Do on College Entrance Exams

Friday, November 15, 2019

Here’s how Gloucester City Jr Sr High School students do on college entrance exams. GLOUCESTER CITY, NJ (November 15, 2019)–You know your child’s grades, but do you know if they’re prepared to succeed in college?…

Alleged White Supremacist from Brooklawn Charged with Wanting to Kill Blacks, Jews, and Gays

Sunday, November 17, 2019

UPDATED: Brooklawn Police Chief Shamus Ellis was asked if his department had any problems with Tobin recently. \”This was an FBI Investigation so as instructed, I will need to refer you to the FBI Philadelphia…

Harry G. \”Lil Har\” Wilson, Longtime Gloucester City Residen

t; Avid Car & Train Enthusiast; GHS Alumnus

Tuesday, November 19, 2019

GLOUCESTER CITY, NJ (Nov. 19, 2019)–Harry G. “Lil Har” Wilson, age 81 of of Gloucester City passed away peacefully at home on Friday November 15, 2019. Harry was born in and had been a lifelong…

70 Plus Attend \”Ray Ford Old Timers\” Event in October

Tuesday, November 19, 2019

GLOUCESTER CITY, NJ (October 18, 2019)–The 70-some former athletes from Gloucester City High School and Gloucester Catholic High School had a great time October 18 at the newly reorganized second annual Ray Ford-Leon Harris, Sr….

New Jersey Crime Investigators Say Pagan\’s MC Expanding Into State; Total of 300 Members Plus

Monday, November 18, 2019

William E. Cleary Sr. | CNBNews TRENTON, NJ–At a hearing in Trenton last month alleged members of the Pagan MC appeared before the New Jersey State Commission of Investigation to answer questions…

Rams Head Baseball Coach Announces Resignation; Cites Business Promotion for the Decision

Monday, November 18, 2019

UPDATED: Tussey posted the following statement regarding his resignation on his Twitter page; \”This is one of the toughest decisions I have had to make, but today (Nov 15, 2019) I have officially stepped down…

CNBNews Tips/Snippets: Growing Up Gloucester; White Supremacist a Fireman; Graffiti Problem in City

Sunday, November 24, 2019

William E. Cleary Sr. | CNBNews GROWING UP GLOUCESTER–Back in the day, everyone knew everyone in Gloucester City. In those days it wouldn\’t be unusual if you even knew some members of the outlaw Pagan\’s…

Dennis M. Brandt Jr., Gloucester City Fireman, GCHS Alumni

Friday, November 22, 2019

Dennis M. Brandt, Jr.\’s dedication shaped him into a loving father, son, decorated firefighter, a loyal friend and ball-busting brother. Unknowingly and unexpectedly, during the early morning of Tuesday November 12th, Dennis had been called…

Alumni, Friends of Gloucester Catholic to Be Honored

Friday, November 22, 2019

GLOUCESTER CITY, NJ — Alumni and friends of Gloucester Catholic High School will be honored on Sunday, November 24, during the annual Communion Breakfast. The Alumni Association is pleased to announce the following award winners…

Gloucester\’s Game Lions – Rams OT

Thursday, November 28, 2019

GLOUCESTER CITY NJ (Nov. 28, 2019)–The annual battle between our two neighborhood schools ended regulation tied a 6 – 6. After scoreless first quarter Gloucester Catholic High hit pay dirt first taking a 6 -…

Steve James of Gloucester City; Volunteer Fireman, City Worker, Youth Coach, GHS Alum

Friday, December 06, 2019

Steven Thomas James “Worm” Gloucester City – On December 4, 2019, Age 56. Cherished Son of the late William F. James and Rosemary James (nee Keoghan). Cherished Brother of Therese (Mike) Smollock, late William P….

Now That\’s The Christmas Spirit!

Thursday, December 05, 2019

By CNBNews.net Staff (GLOUCESTER CITY, NJ)(Dec. 5, 2019)——With all the turmoil in the world it is nice to hear some good news now and then. Kelli Sharp, (nee Pfeffer)recently shared just such a tale with…

Approval Given for Railcar Carrying Dangerous LNG to Gibbstown Port

Tuesday, December 10, 2019

GIBBSTOWN, NJ–(Dec. 9, 2019)–PHMSA has approved a Special Permit to Energy Transfer Solutions LLC, a New Fortress subsidiary. New Fortress is looking to build an LNG facility in Gibbstown, NJ. The permit requests authorization for…

CNBNews Tips/Snippets:

The Most Dangerous Schools; 542 Cities to Receive Infrastructure Grants

Sunday, December 08, 2019

William E. Cleary Sr. | CNBNewsnet BAD NEWS! A New Jersey State Department of Education report released in March 2019 list the names of the most dangerous schools in the 21 counties of the state….

Pa Governor Orders Flags at Half-Staff in Memory of DelCo/Gloucester City Fireman

Friday, December 13, 2019

MORTON, PA (December 10, 2019)—Former Gloucester City firefighter Michael Malinowski died suddenly on December 3. Malinowski was a volunteer firefighter with the Gloucester City Fire Department from 1996 to 2015. A few years back he…

(Video) Fire at Roadway Inn, Gloucester City

Thursday, December 12, 2019

Philadelphia GLOUCESTER CITY, NJ (Dec. 12, 2019)–A fire Tuesday night, Dec. 10 at the Roadway Inn, Rt. 130 and Market Street, was quickly extinguished, according to https://6abc.com/ Fire crews arrived at…

Msgr. Thomas J. McIntyre, Supt. of Diocese Schools, former GCHS Principal, Rams Alum

Thursday, December 12, 2019

GLASSBORO, NJ (Dec. 12, 2019)–The Rev. Thomas J. McIntyre, age 77, of Glassboro, NJ, passed away peacefully at home with his family by his side on Dec. 6, 2019. Rev. Thomas J. McIntyre Born in…

Frank Keith, Active in Brooklawn American Legion; Football, Baseball and Softball Coach; GCHS Alum

Thursday, December 19, 2019

Francis “Frank” J. Keith Brooklawn – On December 16, 2019. Age 57. Loving and devoted husband of 27 years to Joan Keith (nee Murphy). Loving father of Michael J. Keith and Emily E. Keith. Cherished…

Pa Governor Orders Flags at Half-Staff in Memory of DelCo/Gloucester City Fireman

Friday, December 13, 2019

Video: How Did Political Boss George Norcross Acquire Waterfront Land in Camden City at Such Low Prices?

Thursday, December 26, 2019

The tower, located on the Camden City waterfront, is owned by George Norcross and two other partners who received a $245 million tax break (image courtesy of David L. Lewis/WNYC) CNBNews.net CAMDEN CITY, NJ (December…

Michael J. Gillen, Volunteer Member of Brooklawn Fire Dept/EMS; Past Member of Brooklawn Board of Ed

Thursday, December 26, 2019

Michael J. Gillen BROOKLAWN NJ–On December 23, 2019. Age 54. Of Brooklawn. Loving and devoted husband of 27 years to Margaret “Peg” Gillen (nee Spates). Loving father of Andrew and Mikaila Gillen. Cherished son of…

Dawn DiGiacomo Loved Life; Died Too Soon

Sunday, December 29, 2019

by William E. Cleary Sr. | CNBNewsnet GLOUCESTER CITY, NJ (December 29, 2019)–—Funeral services for Dawn DiGiacomo will be held this afternoon starting 4 PM to 6 PM at McCann-Healey Funeral Home 851 Monmouth Dawn…

Linda Bittman, Gloucester City Employee, Member of School Board, Community Choir, 1st Baptist Church

Tuesday, December 31, 2019

Linda Sue Bittman Gloucester City – Linda Sue Bittmann, 72, of Gloucester City, lost her battle with cancer on December 27, 2019. Linda was a long time resident of Gloucester City and an active member…

Camden City Closes the Year with a Homicide

Wednesday, January 01, 2020

CAMDEN CITY, NJ (January 1, 2019)–Acting Camden County Prosecutor Jill S. Mayer and Camden County Police Chief Joseph Wysocki reported a homicide that occurred in Camden on December 31, 2019. The Camden County Police Department…

photo courtesy of Epiphany Church

PART I: A Look at Gloucester City\’s Top Stories in 2019

Tuesday, December 31, 2019

PATCO OFFERING FREE RIDES NEW YEAR\’S EVE

Free fares will begin at 8 p.m. on December 31

and run through 4 a.m. on January 1.

PATCO will offer free train rides for New Year’s Eve for the fourth year in a row. The free rides are aimed at offering a responsible, convenient travel option for those who wish to enjoy New Year’s Eve festivities.

The free rides will begin at 8 p.m. on December 31, 2019 and run through 4 a.m. on January 1, 2020. During those hours, station fare gates will be open to allow free passage. If a rider boards right before 4 a.m. and reaches their destination station after 4 a.m. when the fare gates close, they are asked to pick up the red phone located at the fare gates and a Customer Service Agent will open a gate to allow exit.

PATCO will operate a special holiday schedule on New Year’s Eve with 6-car trains running every 15 minutes from 7 p.m. to 11:30 p.m. and every 30 minutes from 11:30 p.m. to 3 a.m.

PATCO thanks all of its customers and the community for the last 50 years and wishes everyone a healthy, safe and prosperous New Year!

Trains will operate on a special schedule on New Year\’s Eve & New Year\’s Day:

Tuesday, 12/31 | Eastbound & Westbound | New Year\’s Eve | All Day

Wednesday, 1/1 | Eastbound & Westbound | New Year\’s Day| All Day

Latest Newspaper Apps to Help You Stay on Top of the Latest (and Correct) News

Gloucestercitynews.net (December 31, 2019)–Keeping yourself updated on current affairs is ever so important. Not only does it let you spark a conversation at a gathering, but it also keeps you in tabs with the right information to make decisions in business. Nowadays, many people prefer reading their news on their mobile phones as opposed to newspapers. Personally, it was quite challenging to find an app that provided the news I was most interested in until I came across the link below:

List of Great Apps to Get the Latest News

Let’s explore some of them and identify how newspaper apps can be more useful than it seems.

Become more environmentally friendly by using newspaper apps

Newspapers work great in helping you keep yourself updated on the latest information. It also lets you be aware of the local news in your town too. For some, it has been a lifelong habit to read the newspapers on a Sunday morning while giving their kids a print copy of the comics. However, the cost of purchasing a newspaper has been continuously on the rise, especially because the price of paper has been increasing.

With more demand of online versions of these newspapers, the younger generation prefers to keep their hands clean from the ink emitted through the printed versions of newspapers but also consider it cheaper to keep up with the news through newspaper apps. A simple search online will give you a list of these apps which can be tailored to your interests.

Gather news from all around the world

Given that online or digital media has no geographical boundaries, it has provided easy access for news items to reach other countries in a cost-effective manner. If you have online friends from other countries, they are likely to share their local news to you as well. This way, it makes it much easier and faster to make yourself aware of the breaking news as and when it occurs. With newspaper apps and online newspapers, you can easily stay updated with world news. There are a variety of options from state-wide to country-wide news items that you could subscribe to online.

Additionally, unlike subscribing to print versions of newspapers that are going to create a huge mess in your house, you could subscribe to a countless number of mobile apps that are not going to hinder your physical space.

Motivate your children to stay up to date with current affairs

It’s important that you encourage your children to stay up to date on current affairs given that there are so many events taking place around the world every day. Constantly reading news articles is a great way to be aware of what’s happening locally and around the world too.

It is equally important to ensure that they read newspaper articles that are unbiased too. This is going to help children understand and make meaning of what they read to make their own decisions after having critically evaluated them. Certain newspaper apps also make it interesting for your children to read by structuring it in a manner that encourages to read the news even more. Therefore, look for an app that makes it child-friendly. A simple search through your phone\’s app store will help you find the ones that you are looking for.

Conclusion

Though print media still exists, many people are switching to online mediums of gathering daily news. This is mainly due to its convenience and the fact that it’s more environmentally friendly to do so. Furthermore, the newspaper apps provide a comprehensive and easy-to-use guide to the various sections that you are personally interested in, in a clutter-free manner. Furthermore, you could also encourage your kids to read more news by downloading kid-friendly newspaper apps that make it interesting.

image courtesy of unsplash.com

The Benefits of Earning an MSN Degree

(Gloucestercitynews.net)(December 30, 2019)–The profession of nursing is one of the most popular healthcare professions in the United States. In fact, the

American Association of Colleges of Nursing

reports that there are 3.8 million licensed registered nurses (RNs) nationwide. Of that number, 84.5% are currently actively employed in nursing.

Even so, there is a widely accepted consensus that there exists a very real shortage of nurses in the workforce. This fact might lend itself to being an explanation as to why more and more students are applying to nursing school each year.

With figures and facts like that, those who wish to pursue a job in nursing might find themselves looking for ways to stand out from the crowd and make the most of their career. This is especially true for those who might not want to work as a general staff-nurse for the entirety of their career.

One of the best ways to broaden your possibilities when it comes to your career in nursing is to earn a Master of Science in Nursing, or MSN degree.

What is an MSN?

There are four types of degrees that fall into the category of Master of Science in Nursing. These are:

RN to MSN

BSN to MSN

ADN to MSN

ASN to MSN

As you can gather from the names, each type of program is designed to meet a nurse wherever they may be in regards to education level. The length and difficulty of each degree will be determined by the degree(s) already possessed by the student. Generally speaking, an MSN can take up to two years to earn.

While earning an MSN, nurses complete core nursing classes and clinical studies in addition to classes and study related to specific specializations. This is one of the main attractions of the MSN degree on the whole. The ability to specialize in a particular area of nursing isn’t really available to those who choose to stop their education at the bachelor level.

The goal of the degree is to prepare nurses for advanced practice roles within the various specializations in healthcare. Some of the more common specializations that you can select from include:

Gerontology

Midwifery

Nurse Anesthetist

Neonatal Nurse Practitioner

Family Nurse Practitioner

Orthopedics

Psychiatric Nurse Practitioner

Clinical Nurse Specialist

Nurses should consider an MSN as a stepping stone by which they can open up multiple different opportunities for their careers, especially if they want to go for further education.

Why Get an MSN?

Beyond the obvious benefits of being able to specialize in a particular area and advance a nursing career, there are many reasons why a nurse should consider going for an MSN. Not least of these reasons is the appeal of earning a higher salary.

For example, if you decide to work as a nurse anesthetist, you could find yourself earning

over $150,000 a year

. While that number refers to the highest earners with an MSN, on average a nurse will earn $12,000 more than those who only have a BSN.

Furthermore, anyone who desires to go on to earn any of the most advanced degrees offered in the nursing world should look into earning an MSN their first step. It is essential for a nurse to have an MSN if they hope to go on to earn a doctorate or a PhD in nursing. These degrees are more focused on the development and implementation of positive change in the nursing and healthcare communities on a grand scale.

Other career path options that become available to nurses with an MSN aren’t necessarily limited to direct-patient care. With an MSN degree, a nurse can choose to go into the administrative or clinical research sides of healthcare.

The benefits of earning an MSN degree aren’t limited to the individual nurse, either. Many experts credit the shortage of nurses in the workforce in part to a similar shortage of nurse educators. As leaders, nurses can act as educators and mentors, helping to advance the next generation of nurses as well.

Because of the skills gained through an MSN program, nurses become more equipped with the knowledge and abilities needed to act in more leadership-related roles. A community-wide effort by existing nurses to help further the careers of others can only help boost the healthcare industry on the whole and can contribute to the end of the nursing shortage.

How to Earn an MSN

The first step to take toward getting an MSN is to earn a Bachelor of Science in Nursing. This is your typical bachelor’s degree in nursing that can be earned by completing a four-year university course. More and more people looking to become nurses are opting to attend a four-year college for their initial nursing degree as opposed to going for a two-year degree, or an Associates Degree in Nursing (ADN).

If you are in the latter group and only have an ADN, you would need to find a bridge program, such as an RN-to-BSN program, so that you can complete your bachelor’s. After thism, you can then look into earning your MSN.

The good news is that once you have a BSN, there are several options that you can decide between for your MSN.

Online BSN to MSN programs

are great for nurses who are trying to maintain a full-time job while working toward their degree.

If the thought of online education doesn’t appeal to you, there are a vast amount of more traditional programs to choose from to earn an MSN.

Whatever your career aspirations are, a Masters of Science in Nursing can be extremely beneficial to reaching them. Not only that, but more nurses possessing such degrees can only lead to better and brighter things in the world of healthcare.

With so many accredited programs out there designed to meet nurses where they already are at in their education, anyone who wants to earn an MSN is sure to find the right degree that will help them make the most of their career in nursing.

Do You Need Health Insurance-You Have Options

(NAPSI)—“We need to find health insurance. Where do we start?” This question will occur to millions of Americans who have lost their employer-provided health coverage—or want to be prepared in the event they do. Some reports suggest

that some individuals may not enroll in health insurance at all, and the health and financial impact of going without could have long-lasting consequences.

“Choosing the right health coverage may seem daunting since many Americans have never shopped for coverage before or worry that they cannot get affordable health insurance,” said Mark Smith, president of HealthMarkets, one of the largest independent health insurance agencies in the United States. “People should know that there is a wide range of coverage options available to meet their unique care needs and financial situations, some of which are free or subsidized.”

Health Care Coverage Guidance and Enrollment Support

Individuals can find support through health care marketplaces, insurance carriers, insurance brokers and other licensed insurance agents to determine what plan is best for them.

For example, GetCovered is a free service offered through HealthMarkets that provides guidance for people who need health coverage. Call (877) 270-0029 or visit www.getcovered.com to get started. Working with licensed insurance agents, individuals can learn what they are eligible for, including Medicare/Medicaid options or find commercial health plans that best meet their individual needs. Agents can also help them enroll in these plans, where they are able.

Questions to Ask

To find the right coverage, it’s important to know what’s available, what to ask and what information you need to enroll. To narrow your options, be prepared to discuss:

•When does your employer-sponsored coverage end?

•Does your company offer COBRA (Consolidated Omnibus Budget Reconciliation Act)? Under COBRA, individuals maintain their current plan benefits by paying the total cost of the insurance including their premiums and the amount contributed by their employers.

•Does your spouse’s/domestic partner’s employer provide coverage with a “special enrollment” allowance under certain circumstances?

•What benefits does your family need or want?

•What can your family afford? Think about what portion of your monthly budget can be used for health coverage or other insurance. Your family may be eligible for additional options based on your specific financial situation.

Health Coverage Options

If COBRA and spousal coverage are not available or too cost-prohibitive, here are other options to consider:

•Medicaid/Medicare—While Medicare coverage is primarily available to individuals over age 65, Medicaid eligibility is primarily based on income, disability, family size and other circumstances.

•Individual exchange/marketplace plans-These Affordable Care Act (ACA) plans are available through federal or state enrollment sites. Based on your family’s income, you may be eligible for plan subsidies making one of these plans more affordable. Recent job loss often would be a “qualifying life event” to enroll in an ACA plan outside of the annual Open Enrollment Period.

•Short-term plans—Short-term limited duration insurance coverage provides temporary coverage to bridge the gap between longer-term insurance coverage. These plans have a fixed duration of a few months to even several years and generally will offer less robust coverage than ACA plans.

“Health coverage decisions can be made simpler—and there are resources to help,” Smith said. “Regardless of whether you choose to do your own research and enrollment or engage outside services, determining what you and your family need and can afford will help you find good health coverage that ensures you have access to care now.”