Laura T. Colucci, of Bellmawr, Enjoyed Shopping, Hallmark Shows, but Loved Being With Family

Bellmawr – On January 4, 2020. Age 73. Born in Camden she was the daughter of the late Anthony J. and Laura E. (Papp) Colucci. Loving mother of Tommy Madden, Bobby Madden, Barbara Madden, Michele Zimmerman. Cherished grandmother of

Ryan, Nick, Jenna, Chuck, Mike Tyler, Brandon, Marissa, Traci, Robert, Jesse, Ariana, Cheyenna, Shawn, Kaitlyn, Jacob and

Laura T. Colucci

Madison. Great grandmother of Ariella Madden. Beloved sister of Billy Colucci, George Colucci, Charles Colucci, Anthony Colucci, Sandy Colucci, Charlene O’Drain and Patti Cipparone. Laura was also predeceased by her grandson, Shane Madden; sister, Barbara Jean Colucci; brother, Robert Colucci.

Laura worked for many years as a Production Assistant with Vertis Mailing LLC in Bellmawr. She enjoyed shopping, watching Hallmark Shows, but loved being with family.

Relatives and friends are invited to her viewing on Thursday, January 9th from 6 to 8 PM and again on Friday January 10

th

from 9 to 10 AM at the McCANN-HEALEY FUNERAL HOME, 851 Monmouth St., Gloucester City. Mass of Christian Burial will be celebrated Friday at 10:30 AM in St. Mary’s Church, Gloucester City. Interment will follow in Calvary Cemetery, Cherry Hill.

In lieu of flowers, donations may be made in memory of Laura to: Cancer Research @ M.D. Anderson Cancer Center at Cooper Hospital, C/O The Cooper Foundation, 3 Cooper Plaza, Suite 500, Camden, NJ

08103. Please memo, Laura T. Colucci.

Condolences and Memories may be shared at www.mccannhealey.com under the obituary of Laura T. Colucci. Funeral Arrangements and Inquiries through:  McCANN-HEALEY FUNERAL HOME, Gloucester City, NJ.  Ph: 856-456-1142.

Freeholder Cappelli and The State Of The County

The statement below is by Camden County Freeholder Director Cappelli (photo) in regard to the annual state of

the county address for 2020.

“Good afternoon everyone and thank you for being here. I want to start off by saying that as we enter our 176th year, the state of the county is strong. Thanks to our dedicated and caring residents, the resiliency of our communities, and expanding economic opportunity for all, we enter this new year with limitless possibilities ahead.

For the past 12 months we have celebrated the 175th anniversary of Camden County’s incorporation. We sought to do this in two ways: by hosting 175 events where we could come together for a shared experience, goal, or purpose; and by tirelessly striving to improve the quality of life, access to opportunity, and availability of resources. Through both, we sought to make Camden County a place that you would be proud to call home.

Today, we begin not only a new year but a new decade. In doing so I want to take a moment to highlight not only the accomplishments of the last 12 months, but some of the milestones we accomplished in the last ten years.

We began the decade in a precarious position, gripped by the worst economic recession since the Great Depression. While today’s national economy may be growing, many of us remember the sleepless nights all too well, lying awake worried about losing a job, how we would pay the cable bill next month, how would we save for retirement? But, our community didn’t give up. You supported one another and took advantage of every chance that became available. Today, incomes are rising, poverty is decreasing, and unemployment is at incredible, record lows. The state of today’s economy in Camden County is due in large part to your resilience and willingness to persevere.

Two years into the decade we faced a seemingly insurmountable obstacle in our mission to reinvigorate Camden City. In 2012, 67 people were murdered in the City, a grisly record that forced strong action and a serious moment of self-reflection for not only members of this board and those in the community, but for individuals all over the state of New Jersey who wanted to see the City Invincible return to its former glory. In 2013, we launched the Camden County Police Department and brought with it a radical idea about how policing in America could look. Our officers, at the direction of Chief Scott Thomson, committed themselves to a new model of community policing that was later heralded by President Barack Obama as a model for the nation. In 2017, murder was down more than 65 percent. Since 2012, violent crime has dropped by 42 percent.

I’d be remiss if I didn’t take a moment to highlight the vision and leadership of Chief Scott Thomson, who retired earlier this year. He took the reins of a grand experiment where few outside of our borders believed he could find success. Ultimately, he turned the CCPD into a vital partner for the communities in Camden City, and he transformed the narrative of Camden City from one of bleak desolation to one of unprecedented hope. We are eternally grateful for his service.

It should be noted as well that the man who has filled Scott’s shoes, Chief Joseph Wysocki, has taken over the role without missing a step and is doing a tremendous job since taking over. We are extremely grateful for his public service and for the leadership he has brought to the department.

Elsewhere in the county, we focused our attention on not only public safety, but on public spaces. Over the decade we invested tens of millions of dollars into our park infrastructure, green spaces, and natural resources. In 2011 we opened

Jake’s Place

at Challenge Grove Park, a first-of its-kind all-inclusive playground for children of all abilities. In 2017, we completed the long-needed dredging of Cooper River and saw the return of nationally-renowned rowing to our shores. In fact, this year we welcomed the Gold Cup, a gathering of the world’s best individual rowers to Cooper River, making our river an internationally recognized venue for the world’s top athletes. Just a few months ago, we opened Gateway Park along Admiral Wilson Boulevard, fulfilling a promise made more than 20 years ago when the vacant and dilapidated businesses that once stood on that site were torn down.

Of course, there were countless other projects heralded by the Parks Department and the incredible team of professionals who are focused on making Camden County a place where we can live, work, and play. Thanks to their hard work, the county has built one of the best park networks in the nation, and there is more still to come.

I could spend all of 2020 just highlighting the incredible work and accomplishments that I’ve seen in Camden County over the past decade, but there is still too much work to be done. Instead, I’d like to begin looking forward and focusing on where we plan to take our community in the next 12 months and beyond.

On January 1, we took the dramatic but necessary step of eliminating all single-use plastics from county facilities and events. Many locations throughout the county have already switched to sustainable, compositable alternatives, and the others will be phasing out plastics in the coming months as their current stock is depleted and their supply contracts end. In 2020, we are focused on sustainable habits and on finding ways to reduce Camden County’s contribution to environmental degradation and climate change. Right now, our thoughts and prayers are with the people of Australia who are living through a catastrophic natural disaster that has been fueled by a rapidly changing climate. It is a stark reminder that we are nearly out of time to address this existential threat.

It’s not only ecological health that we’re focused on, but public health as well. During the last decade, we watched as an epidemic of opioid and substance use disorder gripped our communities and robbed us of the lives of too many young people. As a father, I take this issue very seriously. No parent should have to watch their child succumb to a preventable overdose. We cannot continue to enable the cycle of addiction and drug-related death.

This year, the Board is expanding and continuing several programs we believe to be critical to ending the opioid epidemic. This month, the Addiction Awareness Task Force will resume offering free Narcan training sessions, enabling ordinary community members to save a life during a moment of crisis. In the jail, recent grants now allow us to expand the Medication-Assisted Treatment program which will help reduce drug-related recidivism and overdoses among our formerly incarcerated population. In our communities, we have expanded the groundbreaking Project SAVE Program, which focuses on early invention for low-level offenders suffering from a substance use disorder. Together, we are prepared to attack the scourge of opioid abuse from all angles, and make our community a safer, healthier place.

In addition to safer parks, and safer homes, the Freeholder Board is continuing to identify public infrastructure such as roads, highways, and bridges, in need of repair or restoration. Each year the Board invests millions of dollars in the upkeep of our infrastructure as well as for major projects. In the coming weeks and months our crews will complete significant improvements along Chapel Avenue in Cherry Hill, Haddonfield-Berlin Road (CR 561), and new storm water enhancements throughout our network. As always, we will continue to connect with municipal leaders and residents for help identifying where significant upgrades can be made and are needed.

While many of these initiatives have been ongoing or occur each year, 2020 will represent a unique opportunity for our community. The decennial census count, which dictates the size of our representation in Congress, our federal funding allocation, and a variety of other critical measures, will be completed over the next 12 months.

We began connecting with our federal, state, and local partners last year to ensure a strategic, comprehensive approach to our Census efforts. Camden County is home to several, hard-to-count communities in both urban and rural areas, and we are working to ensure that everyone participates and gets counted. We are determined not to let this opportunity get away from us, as several of our communities have been undercounted in recent years, resulting in the loss of needed funds and even a lost congressional seat.

I want to highlight and thank Freeholder Carmen Rodriguez for the time and effort she has already spent helping to educate the public, and prepare for, the census, especially in the City of Camden. Her dedication and passion for this issue has undoubtedly increased the percentage of those who plan to participate, and we want to thank her for the work that she has already done and continues to do.

As we head into this 176th year in Camden County, we have so much to look back on, and so much more to look ahead to.

This year, we will continue to expand economic opportunity, protect the vulnerable in our community, push to make our communities safer, and ensure that our residents get their fair share of resources, funding, and representation.

I want to thank everyone for being here today and for their continued commitment to bettering our community. I also want to thank my fellow freeholders, as well as the public servants and employees that work to make Camden County a better place each and every day.”

New Jersey\’s Plastic Bag Ban is Alive- Up In Senate

The bill that would prohibit carryout bags made of plastic film, polystyrene foam food service products, and paper bags, and prohibits the offering of single-use plastic straws,

S2776 (Smith/Greenstein),

will be up for a floor vote on Monday, January 13, 2020.  It will be

amended and up for a floor vote in the Senate.

“The plastic ban bill is alive and will be up for a floor vote in the Senate on Monday. The is one of the most important bills on banning plastics in New Jersey. There is no guarantee that the Assembly will pick it but it is critical that that they act on the bill. The amended version will have a 2-year phase out for plastic, paper, and polystyrene. This is the most comprehensive plastic bill in the nation because it bans paper bags as well as single-use plastic bags. This bill will also encourage more reusable bags because under the bill stores will give our free reusable bags for two months to help with the transition to no paper or plastic bags,”

said Jeff Tittel, Director of the New Jersey Sierra Club.

“This is landmark legislation for New Jersey when it comes to plastics and dealing with plastic pollution and it is critical that our legislators push this bill through.”

The bill would prohibit the use of single-use plastic carryout bags and paper bags in stores and food service businesses, and would ban food service businesses from offering single-use plastic straws. It would also ban the sale of polystyrene and would prohibit food service businesses from selling or providing food packaged in polystyrene containers.

“We cannot wait any longer. Our legislature needs to move quickly before our plastic waste problem gets worse. People are fed up with plastic pollution filling up their storm drains and threatening their drinking water. More than 40 towns have started taking action with local plastic bans, isn’t it time for New Jersey’s Legislature to stand up and be as bold as places like Jersey City and Sea Bright? We need this comprehensive statewide ban to more effectively combat our plastic pollution,”

said Jeff Tittel, Director of the New Jersey Sierra Club. “

The Senate and Assembly have the chance to make New Jersey in combating plastic pollution, it is important that they move they put this bill on Governor Murphy’s desk to sign.”

Best Cryptocurrencies for Beginners to Buy in 2020

(January 9, 2020)–Changes are bound to occur as you walk into a new year. With every passing year, the number of unmatchable technological updates keep on increasing, and so does the taste of humans. For as long as the urge for multiple assets remains, the scope for innovations will keep broadening. Cryptocurrency is one such disruptive technology that took the course of rapid growth. The digital era gave birth to this marvel, and it has been ruling the economy for the past decade. Investors all over the world have started shifting entirely over to cryptocurrencies for trading purposes. But as technology is dashing along with time, the rocketing popularity of cryptocurrencies is unstoppable. What are the changes and updates to be introduced to Bitcoins and Altcoins? Which all cryptocurrencies are worth investing in, in the coming year? As we are almost at the threshold of 2020, let us look into the list of the best cryptocurrencies to buy this new year.

Top 5 Cryptocurrencies for Beginners

1. Bitcoin

Bitcoin is the first cryptocurrency to hit the market, and it\’s been more than a decade now. Bitcoin has held the face of virtual money, making it the most popular and widely accepted cryptocurrency. It aims at developing a vast network around the world, where a peer-to-peer format of cash transfer is made possible. Although Bitcoin has proven to be volatile, it still is the most recommended one. The liquidity (buying and selling without hassles) of Bitcoin is one of the primary reasons for this. When the number of coins mined hits the limit of 21 million, the demand will increase, so will the price. Investing in more than one cryptocurrency is recommended for protection; Bitcoin should always be the top priority. The

Immediate Edge Bot

review

can give you a better idea on which cryptocurrency to invest in the coming years.

2. Litecoin

Litecoin

is the Altcoin with the best features to have launched right after Bitcoin. It is indeed a fork of Bitcoin with significant modifications brought to the software. The most attractive features of Litecoin are its liquidity and the speed of transactions. Market cap value is also quite high when compared to the other contemporaries.

3. Ethereum

Ethereum is said to be the fastest-growing cryptocurrency, with its features attracting more users to it. The concept of smart contracts was introduced by Ethereum, through which the launch and development of dApps and mobile applications were made more manageable. The Initial Coin Offering movement was stimulated by the numerous tokens running on Ethereum. Buying and

selling of  Ethereum

is not an issue since its liquidity factor hits a high note just below Bitcoin. Its rate is more likely to increase with time and stay stable post every price hike. For the disruptive technology of smart contracts that Ethereum brought into the economy, it has the potential to shoot up on the list to become as equally popular as Bitcoin.

4. Binance Coin

Binance Coin\’s value is drawn from the demand for it and how well it functions in the world created by Binance. Utility tokens like Binance Coin work in such a way that it does not follow the exact norms of digital currencies like Bitcoin and Litecoin. On the list of cryptocurrencies with the highest liquidity, Binance Coin holds a position in the top 10, which could rise and fall as the market values vary. Although it is highly volatile, the value has witnessed substantial growth over the previous years. At the time of the bear market, the price of Binance Coin multiplied three times and dived right into the group of potential investors.

5. Basic Attention Token

Yet another utility token like Binance Coin, BAT, is used for paying people working on various online platforms. In the list of the most traded coins, BAT has always held a position in the top 40. The liquidity of this token has a volatile nature, and it has kept on fluctuating for a long time since its launch. The price has stayed consistent over the past two years, while the other cryptos were going through a bad phase. With demand, the value of BAT is also expected to hike.

Conclusion

Try not to jump impulsively into any particular cryptocurrency. Make sure not to accumulate your funds into any random digital currency. Diversify your money and invest in multiple platforms to avoid massive losses. Go through trustworthy reviews and pick the best ones, and let this new year bring more fortune into your lives.

5 Free Address Lookup Service Online

(Gloucestercitynews.net)(January 9, 2020)–When you want to find someone or details about an individual, you can use their address to know who they are. The challenge, however, that most people face is finding the right service

to use because there are different options to use.

That is why today, our article focuses on helping you know the best address search sites on the internet. We are going to list five of them. Stay tuned.

Zosearch

At the top of our list is

Zosearch

, which is an address search tool, amongst other things, delivers what it promises. It has more than one million users, and something you will like about it is that it has numerous recognitions from sites such as TechRadar, Forbes, Pc mage, and many other high authority sites.

Getting the report is easy. Since it is

a free address lookup site

, Zosearch ensures that you have the report within a minute or so. You do not pay anything to get the full report or do searches. Every search is free, and you can do as many searches as you want.

Besides that, Zosearch has an active customer support team. In the case of problems, they are available to help you.

PeopleFinders

If you are looking for great insights within your reports, then you should use this site. The

report, which is what you require most, is easy to use. Meaning, you will not have any problems analyzing them and finding essential data from them.

Nevertheless, the report does not feature a person’s social media detail, which is not that much of a problem since you can use the Zosearch site for this purpose.

The only negative thing about this site is that you have to pay 25 dollars to use the site. No one who likes free stuff may enjoy the service, nevertheless.

US Search

Just like People finders, this is useful for people who want to invest in an address search tool. Though it is a cheaper option, this one offers all its services at different prices. So instead of a onetime subscription fee, this one will charge depending on the type of information you

want from the report.

For instance, if you want a basic report, then you pay three dollars. For extra information such as marital status, you will need to spend about forty dollars.

On the positive, this site is easy to use, and the information present on these reports is up-to-date. Therefore, there is less likelihood of getting the wrong data.

Instant checkmate

If you want to know more about the owner of a home using their address, then you need to subscribe to their services. The address search option is suitable for people with a budget since their subscription is as low as 40 dollars in a month.

People who search regularly should use this site. The reports are updated, and they contain in-depth information about an individual. Instant checkmate warns you about the details, and if you want to download the report, you will need to pay more to get it.

Been Verified

Other than using a person’s address to locate them, this website also allows you to use their phone number, name, or email address. The site is easy to use, and finding your way while using the tool should not be a challenge.

Reports contain all the information you require. However, the catch 22 situation here is that you have to pay a subscription to get critical details, such as criminal records. Otherwise, when you create an account, you can get the individual’s basic information without incurring any charges.

Final remarks

Now it is up to you to pick out of these five. All these options are viable, and you can depend on them for accurate reports.

When choosing the site to use, be sure that you put your priorities right. For instance, if you do not use the address search tool frequently, then using a free site like Zosearch should be the way to go. Furthermore, the site provides all the details you require in the report.

Nevertheless, if you have to pay for a subscription, then PeopleFinders can be a great option since the reports are self-explanatory, and the subscription is affordable to anyone.

New Jersey Lottery 50th Anniversary Celebration Year

– $42 Billion in Prizes Awarded to its Players since 1970 –

– Innovative New Games & Chances to play in 2020 –

TRENTON (Jan. 8, 2020)

– The New Jersey Lottery, one of the largest lotteries and the third oldest in the United States, is excited to celebrate 50 years of fun-filled gaming with a year-long celebration

that includes the introduction of new games and producing on-going fun and entertainment for players, with continued commitment to responsible gaming while providing financial support to the state

.

“Fifty years ago, New Jersey voters took a chance and approved a state Lottery, which turned out to be a winner. The original hope was that the lottery would generate $12 million in profit annually. Last year, the New Jersey Lottery contributed over a billion dollars to the state,” said James A. Carey, Acting Executive Director of the New Jersey Lottery.

Launched in 1969, the lottery was born with the goal of raising funds to support education and state-run institutions. Today the New Jersey Lottery is committed to providing revenue-generating entertainment products to help protect the retirement benefits of those who serve our community, including New Jersey’s teachers, police officers, firefighters, and other public employees.

“We have so many reasons to celebrate fifty years of success. Since 1970, the New Jersey Lottery has produced over $28 billion in revenue for the state and $42 billion in prizes for our players – making over 2,000 millionaires in the process. I can’t wait to meet the next group of winners at our kickoff events,” said Carey.

THE KICK-OFF EVENTS

The year-long celebration will kick off with two events open to consumers where $50,000 in various prizes will be available to attendees 18 and over, and some (literally) “up for grabs” with the premier of the New Jersey Lottery CA$HNADO, an interactive, prize -grabbing, everybody-is-watching experience.

January 9, 2020; 2:30 – 4:30 PM: Bridgewater Commons Mall in the Atrium

January 11, 2020; 4-6 PM: Wild Wild West in Atlantic City

New Jersey Department of Health Continues Efforts to Combat Overdose Epidemic

The Department of Health continues to implement initiatives to help reverse the tide of the opioid epidemic in the state.

image courtesy of unsplash.com

“Eight lives are lost each day to the overdose epidemic in New Jersey,” said Acting Health Commissioner Judith M. Persichilli. “We are committed to linking all those in need to treatment and services by engaging healthcare providers, harm reduction centers, local health officials and emergency care providers in the fight to save lives.”

The Department of Health is expanding its

“5 Minutes to Help”

training course for Emergency Medical Services staff to improve connections to care for non-fatal overdose victims. This program has already trained 75 first responders so they can effectively provide patients with information on recovery resources.   Last week, the Department launched an online introduction course for EMS and law enforcement partners and will hold several in person trainings this year. First responders are on the front lines of this public health challenge, saving lives and serving as the first link to treatment and services. In 2019, EMS administered nearly 10,000 doses of naloxone.

The Department is also increasing access to naloxone.  The Department’s Naloxone Standing Orders program allow pharmacists to dispense the opioid antidote without a prescription. In 2019, there was a 63 percent increase in participating pharmacists and a 30 percent increase in pharmacies.

To reduce dependence on opioids, the Department is working with hospital care providers to decrease opioid prescribing to treat chronic pain in emergency departments. Through the Opioid Reduction Option (ORO) program, 11 hospitals have enrolled in training. St. Joseph’s Regional Medical Center, which serves as a Gold Technical Partner, is sharing its best practices that have received national recognition in reducing opioid prescriptions in their emergency department. In 2019, 165 emergency department personnel were trained.  This year, the Department, and its partner, the New Jersey Hospital Association, will hold another round of training to engage more hospitals in this effort. The goal of the ORO program is to ultimately reduce overall opioid prescribing in NJ’s emergency departments to 12 percent or less.

New Jersey’s seven Harm Reduction Centers continue to play a critical role in addressing the overdose epidemic. The Department is expanding services at these centers to support the health of individuals in active use.  In addition to access to new syringes, overdose prevention education, naloxone, and HIV and Hepatitis C testing, center staff provide outreach, counseling and care coordination. In 2019, more than 3,100 residents were served at these centers located in Asbury Park, Atlantic City, Camden, Jersey City, Newark, Paterson and Trenton.

The Department will continue to improve data collection and analysis to better understand the status of the epidemic and employ better informed strategies for prevention of use, and reduction of deaths and recidivism.  In 2019, the

NJ Overdose Data Dashboard

added data on viral hepatitis and neonatal abstinence syndrome. The dashboard provides statistics on overdose deaths, crime, naloxone administration, prescription monitoring, drug related hospital visits, and other important data to understand the population health impacts of the epidemic.

To help further facilitate data exchange, the Department is supporting efforts by behavioral health providers to implement electronic health records and connection to other health care providers through the New Jersey Health Information Network (NJHIN). Historically, substance use disorder providers have not had access to the resources they needed to maintain modern health record systems, and this technology gap has limited their access to timely health information.  More than 120 providers are interested in participating and 50 have signed contracts with vendors to begin the process of moving to or upgrading their electronic health records systems.

The Department is also focused on addressing the overdose epidemic through a health equity lens.  The growing impact on communities of color and geographic disparities will be covered in a series of health equity forums this Spring, which will culminate in the Fall Population Health summit.

The Department’s work is being supported by both state and federal funding.

UPPITY: THE WILLY T. RIBBS STORY (video)

LOS ANGELES, CA (January 8, 2020)

– Chassy Media announced today that

UPPITY: THE WILLY T. RIBBS STORY

, the incredible true story of Willy T. Ribbs, the first Black driver to win a Trans-Am race, test a Formula One car and race in the Indy 500, is now available for purchase at

Chassy.com

. The film is co-directed by podcaster and comedian Adam Carolla and Nate Adams (

THE 24 HOUR WAR and SHELBY AMERICAN: THE CARROLL SHELBY STORY

).

Willy T. Ribbs was the Jackie Robinson of auto-racing who shattered the color-barrier in the all-white sport. Willy was referred to as \”Uppity\” behind his back by mechanics and other racers. He overcame death-threats, unwarranted suspensions and engine sabotage to go after his dream. Ultimately, Willy beat the haters and became the first Black driver to win a Trans-Am race, test a Formula One car, and race in the Indy 500.

“Willy T. Ribbs is an extraordinary racer who overcame adversity throughout his career. Willy’s determined spirit and desire to prove his naysayers wrong serves as a beacon of light and hope that one should never give up on their dreams and to continue to fight regardless of what others think,” said co-directors Adam Carolla and Nate Adams. “We are thrilled to share his amazing story and are very excited for audiences to learn more about this incredible man!”

UPPITY: THE WILLY T. RIBBS STORY is produced by Adam Carolla, Nate Adams and Mike August and features interviews with Willy T. Ribbs, Paul Newman, Bernie Ecclestone, Dan Gurney, Bobby Unser, Al Unser Jr., Robby Unser, David Hobbs, Caitlyn Jenner, Wally Dallenbach Jr., and Humpy Wheeler.

ABOUT CHASSY MEDIA

Founded in 2014 by Adam Carolla and Nate Adams, Chassy Media is an award winning, one-stop-shop production company that specializes in feature films, premium documentary films, comedy specials, branded content, and much more. Whether it’s the story of the first Black driver to race the Indy 500, the real story of Ford v. Ferrari or a comedy special about the rags to riches tale of Adam Carolla. Chassy creates story-driven, character rich content that connects and resonates with audiences everywhere. Our skilled team of professionals, from producers to editors, works tirelessly with our partners in order to deliver the highest quality content that best suits their brand.

NJ SIERRA CLUB: Bomb Train Safety Bill Released from Assembly Committee Today

Monday, the Assembly Appropriations Committee released A3783 (Eustace). The bill requires owners or operators of certain trains to have discharge response, cleanup, and contingency plans to transport certain hazardous materials by rail; requires NJ DOT to request bridge

inspection reports from US DOT.

“We need this legislation and we need it now. New Jersey is already seeing hundreds of shipments of explosive fossil fuels, whether it is bomb trains carrying Bakken crude oil or LNG, and we could be seeing more in the future. PHMSA recently approved a special permit that will allow hundreds of trains carrying explosive LNG through New Jersey communities and neighborhoods. Not only do these hazardous shipments put people at risk by cutting through densely populated communities but they can also cause ecological disaster and water supply nightmares,” said Jeff Tittel, Director of the New Jersey Sierra Club. “We need this legislation to protect communities that have dangerous train cars traveling through them every day. It has passed in the Senate and now the Assembly needs to act quickly and get to Governor Murphy’s desk to sign.”

Since 2008, oil train traffic in the U.S. has increased by more than 5,000 percent. North Dakota Bakken Shale oil is one of the most explosive types of oil in the world. One quart of oil contaminates one million gallons of water and one rail car carries 34,500 gallons of oil. LNG shipments carry high densities of hazardous natural gas. When a spill occurs, the LNG forms a vapor cloud that remains close to the ground because it is denser than air. This prolongs the hazard in both distance and time.

“We cannot afford to play Russian Roulette with our environment and our people. First responders need to know what is happening in our communities so that they can plan for spills or emergencies. Towns need to have contingency plans in place to clean up and minimize the risk. When a train carrying Bakken crude oil derails, it is a disaster. If it happened in New Jersey, it would be a tragedy of epic proportions. That is why we need this legislation,” said Tittel. “We need this bill to make sure there are response and emergency plans if something happens with one of these rail cars at a moment’s notice. These response plans will allow the public to be informed, especially ahead of time to help prepare for an emergency.”

The bill requires operators carrying Bakken crude shipments to have discharge response, cleanup, and contingency plans to transport certain hazardous materials by rail. Previous Bakken train derailments have led to train cars setting on fire, homes being destroyed, forced evacuations of entire towns, threatened water supplies, and human casualties. Governor Christie vetoed this bill when it was originally passed and an attempt for an override was made.

“We need this legislation because if there is an accident or spill, it can catastrophic consequences to our communities. This bill requires the railroad to have a warning system in place and a contingency plan that will deal with any potential spill or accident. This legislation also gives towns important tools to deal with a response or emergency clean up and will give the town notice when a train is coming through. It is important that the state legislature is resisting Trump Administration rollbacks to rail safety,” said Jeff Tittel, Director of the New Jersey Sierra Club. “This bill will help protect the people of New Jersey from dangerous spills and derailments. We need our legislature to move quickly on this bill to help protect susceptible communities.”

source: New Jersey Sierra Club

How to Get a Car Loan When You Have Bad Credit Score

(Gloucestercitynews.net)(January 8, 2020)–The

credit scorecard

plays an important role in getting a loan for the car. Unfortunately, bad credit score makes the process difficult for the borrower in terms of getting a favorable loan amount, monthly payments, and average interest rates. If you have got your heart set on

purchasing the dream car, then you probably need to contact a reliable lender for receiving

auto loans

. Your lender will guarantee the best auto financing deal regardless of your credit history. Read this article for more

information on getting a car loan with bad credit portfolio.

Work On Your Existing Scorecard

It is recommended to work on your existing credit score before you decide to buy a car on a loan. Check-in advance if your credit report will allow you to get a car loan or not. The bad credit portfolio surely decreases your chances of availing loans on favorable terms and conditions. By improving the score of your credit, you can shop around to choose the lending institution that fits best with your desires. It also increases your chances of getting car loans at the lowest possible rates. You can start by evaluating all the probable items that are responsible for your bad credit profile. Clean all the liabilities by paying off your unpaid accounts, reducing the number of total debts, highlighting the positive information on your scorecard, and resolving credit report errors. The continuous improvement in your scorecard leaves a good impression on the car dealers.

Increase the Amount of Down Payment

When you get to increase the amount of down payment, it means you have automatically improved your chances to receive a car loan even with bad credit history. Higher the down payment results in lesser the number of monthly payments, shorten the terms of your loan and lower the borrowing cost. The down payment is considered as money-in-hand which can impact the decisions of car loan lenders. The auto loans lender will support you in getting a car of your dreams even with a low credit score. It tends to reduce the risks associated with the default of the debtor.

Buy a Car That You Can Afford

Have you ever heard a common saying, “the less is more?” Well, that is also true when you make your decision to apply for a loan to buy a new car. If you desire to get an expensive car, then you probably realize that you would also have to take a considerable amount of loans. Similarly, when you have a limited amount saved up as down payment, then you will again have to cover the rest of the amount by getting a loan from financial lenders. Make sure you choose a car based on your estimated budget so you can afford monthly loan payments. Also, this will allow you to negotiate the average rate of interest against an approved amount of car loan.

Put Up Collateral Option

You can benefit from the collateral option if you are in trouble because of a bad credit scorecard. The collateral option allows the financial lenders to trust you because you have the intention to pledge something of great value like your house or expensive jewelry. This technique ensures the monthly payments and the residual amount of loan in the event of default or

bankruptcy

. Be careful when pledging your valuables as collateral, because your lender will sell them in case you are not able to pay. Consider all the significant risks to avoid worse case scenarios.

Consider the Help of a Co-Signer

If you have no credit history or if you are someone with a bad credit score, then don’t you worry! You can ask your parents, friends, siblings, or even your employer to co-sign the car loan. When you are financially stable and have a definite source of income, then your people will have no problem supporting you. Similarly, lenders will be happy to close a deal with you if you are in a position to mitigate the potential risks. Be absolutely sure you can make payments on time. Otherwise, your co-signer will become responsible for your debts.

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