By Dorothy Philbin | CNBNews Contributor

Store Closings in 2022

Maybe there is hope for mom and pop stores if they can just hold on long enough.

We’ve been doing a lot of talking and worrying, with cause, about “mom and pop” stores and if they can survive by the time the pandemic ends.  During this time, however, we haven’t been looking at big box stores and those which have been in operations for more than a century.  There is always “good news/bad news” in issues such as this.  The good news/bad news is that if major mall stores close, the mom and pop stores pick up the slack – if they can survive that long.

Some chain stores are closing completely, others are just changing their mode of operations.  Is there a street corner in any city without a Starbucks?   There will be more in the next year or two.  The coffee store will be closing about 400 full-service stores but will be opening about 700 drive-throughs.  You will soon be able to buy a $4 cup of coffee without getting out of your car.  That expensive coffee made a 21.6% profit for the company.

Continue reading “THE STORY BEHIND THE STORY:We Worry About “Mom and Pop” Stores Surviving (VI)” →

_{Dorothy Philbin | CNBNews Contributor}

Part II

Our federal administration is not making out very well in court but this decision was predictable.  Today Federal District Judge Mathew Schelp overruled the federal rule that all health care workers in facilities which accept Medicare and Medicaid (basically all) must be vaccinated.

A year ago these health care workers were our heroes; this year they are losing their jobs.  The same is true of most first responders.  In many, if not most of these cases the workers aren’t against the vaccine but don’t want the government dictating what chemicals go into their bodies.  Others have medical conditions which may have a negative effect – we just don’t have enough information yet.  Finally, there is that pesky ole document, the United States Constitution which prohibits the government from interfering with religious beliefs.

Continue reading “The Story Behind The Story: To Vax or Not to Vax (V)” →

by Dorothy Philbin | CNBNews Contributor

Have you gotten a letter or e-mail from Public Service Electric & Gas Co offering a new thermostat for free?  Sounds good, doesn’t it?  Maybe not.

Nowhere in PSE&G’s e-mail does it say anything (even in the fine print) about the thermostat being changed remotely.  This is a question that needs to be asked and answered.  In June of this year USA Today¹ printed an article about this program being used in Texas.  Customers were “given the opportunity” to sign up for the program.  Shortly thereafter people found their houses much warmer than they set the thermostat.  This was during the summer and one couple found their thermostat had been raised to 78 degrees in the middle of the day.  Some people said this was being done without their consent.

Continue reading “THE STORY BEHIND THE STORY (Your Money/Chapter IV)” →

by Dorothy Philbin | CNBNews

The other day I wrote about the Kyle Rittenhouse trial in Kenosha, WI. When he was attacked by three ex-convicts. He shot back and killed one of them. A second testified in court that he had pulled a gun first. Mr. Rittenhouse defended himself.

Since then the trial has been a tragedy of errors. The prosecutor has made mistake after mistake and the defense attorney has made four requests for a mistrial but it hasn’t happened.

Since the trial started there have been groups of radicals shouting “No Justice, No Peace.” Correspondents report that the judge and jury can hear this. It is a threat. If you don’t find Kyle Rittenhouse guilty you will be sorry. This is jury intimidation and reason number five for a mistrial.

Continue reading “The Story Behind The Story: What Is Going On in the Kyle Rittenhouse Trial?” →

by Dorothy Philbin | CNBNews Contributor

There are only a few days left before those of us who are over 65 or disabled can change Medicare coverage plans.  This is a very difficult decision.  There are many health insurance companies

who will provide coverage, usually better than the government’s, but at a premium.  The government’s plan leaves a lot to be desired.  To start, let’s look at what Medicare does not cover.¹

1.  Medical needs incurred outside the United States.  If you plan to travel and you have kept the government’s plan, make sure to buy travel insurance.  Although it can be a big help it doesn’t always solve your problems.  Twice a friend was in Mexico and was hurt.  They went to the hospital and was told that it would cost $8,000 just to have an ER doctor look at her.  Her husband said that they had travel insurance but that didn’t solve the problem.  Until the hospital actually received the $8,000 they put it on my friend’s credit card.  How many people have an $8,000 line of credit on their credit cards?  Investigate the laws where you plan to go.

Continue reading “THE STORY BEHIND THE STORY (Chapter III):Medicare Coverage Plans” →